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Viva Payday Loans > 1 Hour Payday Loans

1 Hour Payday Loans Direct Lenders Only

It can be challenging to find lenders who will provide you with a loan in an hour or less, but it’s not impossible. freely connects you to lenders who offer 1 hour payday loans when you need cash in a hurry.

Here’s everything you need to know about 1 hour no denial payday loans direct lenders only from

What Are 1 Hour Payday Loans And How Do They Work?

One hour payday loans are short-term loans that are processed, approved, and paid out within an hour of making your application. You get instant cash when you need emergency funding to cover emergency expenses.

True to their name, 1-hour payday loans can carry you to your next payday and let you catch a breath for a bit. Our lenders understand that emergencies can’t wait, and they’ll not keep you waiting for funds. While traditional lenders like banks can take days or weeks to approve and pay out a loan, lenders at give you feedback within minutes.

1 hour payday loans are quick and easy to repay, ensuring you’re not indebted for long. You get a lump sum amount deposited into your account when you apply and repay on the day you get paid. You don’t even have to be traditionally employed to qualify. Payday can be the day you get funds from any source, whether self-employment, dividends, or part-time work.

The entire loans process at is online and instantaneous. You can easily apply for 1 hour payday loans online with a few clicks and say goodbye to tedious and frustrating loan application processes.

Simply decide on the amount you need, from $100 to $5,000, and fill in the easy-to-follow loan application form. You’ll be connected to a suitable lender free of charge within 2 minutes to finalize the process. Our lenders are swift with payouts, and once you sign the loans agreement, you can expect funds in your account within 60 minutes!

1-hour payday loans from lenders at are flexible and suitable for everyday Americans. You can borrow from $100 to $5,000 and use the funds for medical bills, urgent renovations, repairs, a deal you can’t miss, or other financial emergencies.

Repayments are also very convenient since the lender sets up an automatic debit on your account, so you don’t have to worry about missing a payment or budgeting. Your income or salary takes care of it as it enters your account. You’ll get a fair deal suitable to your circumstances, no matter your needs or budget.

Types Of 1 Hour Payday Loans Online

1 Hour Payday Loans No Credit Check

1 Hour payday loans no credit check are a suitable choice if you don’t want lenders snooping around your credit history. These loans don’t require a credit check for approval and payout and can help you avoid a digital interrogation.

1 hour payday loans online no credit check are designed for everyday Americans with a bad or poor credit history and those with no credit history. The loans process is faster because lenders won’t spend time going through your credit history.

Lenders will only focus on your affordability based on your income and expenditure. The interest rate can be higher than other loan options, but it can be worth it since you get quick funds without worrying about a credit check.

1 hour payday loans online no credit check are usually small loans from $100 to $2,000, but most lenders at can provide up to $5,000 depending on your affordability.

1 Hour Payday Loans By Phone

Nowadays, we spend most of our time on our phones and use them to do just about anything. You can even use your phone to access much-needed cash when you’re in a bind.

Viva Payday Loans makes it possible to access 1 hour payday loans by phone through SMS or app! You can download the app and use it to apply for 1-hour payday loans or send a simple text to get the money you need within an hour.

To apply for 1 hour payday loans by phone through text, you’ll first need to fill your details in an online form. Once lenders have your details, you can use SMS for loan applications without going online. You’ll still have to pass affordability assessments and credit checks, but it’s very convenient.

1 Hour Payday Loans Bad Credit

Bad credit used to be a financial death sentence in the past, but that’s no longer the case. Some lenders specialize in helping borrowers with bad credit get the funding they need, and connects you to them free of charge!

You can find lenders who offer 1 hour payday loans bad credit through Viva Payday Loans. You’ll have better luck with us if other lenders have denied your application because of bad credit. Our lenders are understanding and welcome all eligible Americans.

They’ll treat you as an individual and assess you based on your current situation and affordability instead of concentrating on your past financial troubles. If you’re eligible and can afford to repay, lenders will readily advance you 1 hour payday loans with bad credit.

Lenders who offer 1 hour payday loans bad credit will determine affordability based on your monthly income or cash flow and expenditure. The best part is that they’re small and easy to repay, and they’ll help you improve your credit score in no time!

1 Hour Payday Loans Unemployed

Getting a loan without a traditional job can be challenging, especially among traditional jobs like banks. However, just because you’re unemployed doesn’t mean you don’t have an income.

With Viva Payday Loans, you can access 1 hour payday loans for unemployed borrowers who don’t have a formal job. Lenders will readily offer you 1 hour payday loans based on your affordability, provided you have an alternate source of income.

Lenders at accept all kinds of income, including pension, disability benefits, child support, trust proceeds, dividends, rental income, and freelance earnings. You’ll need to show that you get at least $1,000 in your account every month from any source to qualify.

Features Of 1 Hour Payday Loans Online Same Day

1 Hour Payday Loans No Credit Check Near Me

The best answer to where can I find 1 hour payday loans no credit check near me is Through Viva Payday Loans, you can conveniently borrow money online through a quick and easy online application process.

1 Hour Payday Loans No Credit Check Direct Lender

Through, you get direct free access to a comprehensive panel of the best lenders in America. You can borrow 1 hour payday loans no credit check direct lender without going through brokers.

Affordable 1 Hour Payday Loans

There’s no point in taking out a loan amount you can afford. Lenders at Viva Payday Loans offer affordable 1 hour payday loans no credit check near me to make it easier for borrowers. Depending on your earnings and budget, you can choose from as low as $100 to $5,000.

Flexible 1 Hour Payday Loans Repayments

You’ll not find strict repayment terms and schedules at when applying for 1 hour payday loans no credit check direct lender. Our lenders allow you to choose a suitable repayment term from 2 to 24 months. Repayment schedules are flexible and can be adjusted based on the day you get paid or your budget. You’re allowed to make weekly, fortnightly, or monthly repayments.

Reasonable Interest Rates

Lenders at offer some of the most reasonable interest rates in the US. You can expect 1 hour payday loans to have interest rates ranging from 5.99% to 35.99%. You can easily get the lowest rate possible as lenders strive to stay competitive. The rate you get will depend on your risk profile, the amount, and the term you choose.

Reputable Lenders

Viva Payday Loans only works with licensed, reputable lenders. They’re transparent and reliable, and you can expect them to deliver when they promise you something. Borrowing from lenders at guarantees your peace of mind at all times.

Advantages and Disadvantages of 1 Hour Payday Loans Online


All FICO Scores Welcome

Viva Payday Loans connects you to lenders who help Americans with all kinds of credit scores access funding. Whether you have a bad or non-existent credit score, you’ll be matched to a suitable likely to approve and payout your loan. None of our lenders automatically reject applications because of credit scores.

Fast 1 Hour Payday Loans

Lenders at offer 1 hour payday loans with quick approvals and payouts. You’ll get a decision on your loan request within 2 minutes and get funded in an hour after approval. They’re perfect when you need money in a hurry.

Borrow Money Online

1 hour payday loans allow you to borrow money online from your phone or computer. You can access the funds you need from anywhere in the US without looking for branches or storefronts or leaving the comfort of your home.

Free Access To A Wide Pool Of Lenders provides a free matching service to a vast pool of lenders who provide 1 hour payday loans. Regardless of your financial situation or needs, you’ll get matched to a suitable lender at no cost.



Since 1-hour payday loans are unsecured, they present a higher risk for lenders. There’s also a high chance that borrowers have bad credit or low income. As a result, lenders may charge higher interest rates than other loan options to mitigate the risk.

Examples Of 1 Hour Payday Loans

Lender Loan Amount Min Credit Score Funding Time
MyPaydayLoan $200-$1,000 None Same Day
ACE Cash Express $200 – $2000 Not Specified Same Day
Rise Credit $500 – $5,000 None 24 hours

Application Process For 1-Hour Payday Loans Online No Credit Check

Follow the following simple steps to apply for 1 hour payday loans at

Step 1: Gather Your Documents

Lenders must verify your details before they disburse the loan, and having the required documents ready ensures there are no delays in the process. Documents you’ll need include:

  • Proof of income
  • Bank statements
  • Valid identification

Step 2: Capture Your Details

You’ll need to capture your details by filling in an online loan application form at Choose the amount you wish to borrow and a suitable repayment term, then fill in your personal, financial, and expenditure information. Ensure you do this accurately to avoid getting declined for avoidable errors or mistakes.

Step 3: Application Review

After submitting the filled-in application form, lenders will review your request give you feedback within 2 minutes. They’ll ask you for documents at this point for verification. After approval, the lender will send you a loan agreement to review and accept.

Read it carefully and inquire as much as possible about anything you don’t understand. Once you’re satisfied with the terms and conditions, sign the loan agreement and return it to the lender.

Step 4: Funding

After you sign and return the loan agreement, the lender will disburse the approved funds as soon as possible, usually within an hour!

Eligibility Criteria

All lenders are independent and may have their criteria to qualify for 1 hour payday loans. Most lenders at will require that:

  • You’re an American citizen or resident with a valid social security number or long-term visa.
  • You’re at least 18 years of age.
  • You get a regular income
  • You have a valid bank account


Can I Get A Loan In 1 Hour?

Yes! Lenders at Viva Payday Loans provide 1 hour payday loans, and you can access the funds you need within 60 minutes!

Can I Borrow 1 Hour Payday Loans When Unemployed?

Yes. Through, you get free access to specialized lenders who offer 1-hour payday loans to unemployed borrowers. You only need to show an alternate source of income like dividends, pension, benefits, or child support.

How Much Can I Borrow With 1 Hour Payday Loans?

You can borrow from $100 to $5,000 with 1 hour payday loans among lenders at Viva Payday Loans.

How Long Will I Have To Repay 1 Hour Payday Loans?

Lenders allow you to choose from 7 to 30 days or 2 to 24 months to repay 1-hour payday loans. Short repayment periods mean you pay less interest on the loan amount.

Will I Need Collateral For 1 Hour Payday Loans?

No. 1 hour payday loans are unsecured, meaning you don’t have to provide any collateral for loan repayments.