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Viva Payday Loans > Payday Loans Canada > Same Day Payday Loans Canada

Same Day Payday Loans Canada

If you’re looking for a same day payday loans Canada, but you’re worried you don’t earn enough to qualify for one, you’re in the same boat as millions of other Canadians. Earning a low income is hard enough as is without having to worry about potentially needing a loan to make ends meet. Unfortunately, it seems these days that in order to get money, you need to have money, and that’s not fair on the average Canadian, is it?

Unexpected expenses are sneaky. They have a way of always creeping up on us at the worst possible times. For example, after you’ve paid all your monthly bills and you’re left with just enough for your bare essentials, your car will suddenly break down, costing hundreds of dollars to repair – this sounds like the norm, doesn’t it? And this is just one example of an inconvenient financial hurdle. That’s where same day payday loans Canada offered by Viva Payday Loans save the day!

With this article, we aim to inform you of everything you need to know about same day payday loans Canada and just how they can help you.

What Are Same Day Payday Loans Canada And How Do They Work?

Simply put, same day payday loans Canada are a saving grace for those who don’t have enough savings to negate emergency expenses. Many people these days are barely able to get through each month with the economy as it currently is.

Payday loans are a type of loan that must be paid back over a short period, usually between 1 and 2 months. They’re typically small loans, ranging between $100 and $5000 at a time. At Viva Payday Loans, borrowers are spoiled with repayment terms of 3 to 24 months. Unfortunately, payday loans come with a high-interest rate.

But how do they work exactly? It’s rather simple. You fill out a short application form, and once your information has been submitted, you’ll receive an answer in less than 2 minutes. If approved, your chosen lender will send you your payment in less than 24 hours.

To apply for online payday loans Canada same day, you’ll need to find the application form at the top right-hand side of your screen and complete it. The form is straightforward and easy to understand and will take just a few minutes from when you start to the time you submit it. To complete your application, click the “apply” button and follow the instructions. Find more detailed instructions on how to apply for same day payday loans Canada further on in this article.

What Types Of Online Payday Loans Canada Same Day Are There?

The good news is that there are many types of online payday loans Canada same day available to choose from, each with its own criteria and requirements. Below you will find a brief description of the different payday loans Canada same day that you can choose from.

Same Day Online Payday Loans Canada For Low-Income Applicants

You don’t need to earn thousands each month to apply for a low-income same- ay online payday loans Canada. Most lenders have a minimum income requirement of just $1000 per month. Even better, you don’t need to earn your income from a regular job to apply; you’ll need to prove you earn more than $1000 per month consistently but alternative income streams are acceptable.

Unsecured Same Day Online Payday Loans Canada

Payday loans Canada same day are quick and easy to apply for, but they come with a higher interest rate than a typical bank loan because they are considered high risk. In addition, unsecured payday loans Canada same day don’t require a co-signer, nor any collateral against it, unlike its secure counterpart.

Unemployed Payday Loans Canada Same Day

Don’t stress about having a regular job anymore. It’s not a problem! You can earn alternative forms of income when you apply for payday loans online same day Canada. Most lenders will require you to earn a minimum of $1000 each month, and it doesn’t matter whether you earn it working a regular 9 to 5 job or if you’re self-employed. You just need to prove your income is consistent; that’s it!

Payday Loans Online Same Day Canada For Those Receiving Benefits

Your main income source may be from child tax or another type of government grant, but that doesn’t mean you shouldn’t be able to apply for a payday loans online same day Canada! As long as you earn a consistent $1000+ per month, you can apply. How great is that?

Payday Loans Online No Credit Check Same Day Canada

If you have a bad credit score or history, nothing is stopping you from applying for payday loans online no credit check same day Canada. Some lenders don’t focus solely on your credit history but on other factors as well. Just be sure not to borrow more than you need to.

What Are The Features of Canada Payday Loans Online Same Day?

There are many features shared by the different types of Canada payday loans online same day. These features include, but are not limited to:

A Simple Online Application Process

It is quick and easy to apply for a payday loans online no credit check same day Canada using You’ll just need a few spare minutes and access to the internet to fill out and submit your application. No lines, No phones, No hassle at all!

Same Day Payments

You won’t need to wait for days to receive your money when you apply for Canada payday loans online same day with Viva Payday Loans. Once approved for the loan, you may receive your money within the hour. However, this varies from lender to lender. You may wait up to 24 hours with some lenders, but no longer than that.  If you’re lucky, you’ll receive a payout within an hour.

Competitive Interest Rates

There’s no denying that the interest rates on Canada payday loans online same day are higher than those of traditional loans, but this doesn’t mean you need to accept them. The interest rates offered by lenders on Viva Payday Loans range from 5.99% to 35.99%, depending on what type of loan you apply for and which lender you decide to go with. Lenders are very competitive with each other, however. There’s always room to try a bit of negotiation!

What Are The Advantages And Disadvantages of Canada Payday Loans Online Same Day?

Advantages Of Same Day Payday Loans Canada

Quick Access To Cash

Most people apply for payday loans because they require a quick cash boost. There’s nothing worse than waiting days for a loan payout when you need it urgently. When you take out a loan through Viva Payday Loans, you can expect to receive your money within less than 24 hours. This is incredibly handy when you need to pay for something quickly.

Low Incomes Are Accepted

You don’t need to earn a lot each month to be accepted for a payday loan. You will just need a minimum income of $1000 each month that is consistent. You also don’t need to earn your money through a regular or traditional job. You can be self-employed or even on benefits and still apply; your income just needs to be a steady $1000+ each month.

Varying Loan Amounts To Suit Any Need

Some people may only need to borrow a few hundred dollars to get through the month, while others may require significantly more to ensure they have enough available for emergencies. The great news is that the loans offered via Viva Payday Loans don’t have a set amount. You can apply for the amount you need, however much it is (as long as it is no more than $5000). You just need to prove that you can afford the payments required to repay the loan and meet the eligibility criteria.

Disadvantages Of Same Day Payday Loans Canada

High-Interest Rates

Unfortunately, same day payday loans Canada come with high-interest rates, meaning they’re not the most affordable type of loan out there. Lenders may charge you an interest rate of between 5.99% and 35.99%, depending on the loan type, amount and lender.

Do You Meet The Requirements For A Same Day Payday Loans Canada?

You will need to meet the following requirements in order to apply for a same day payday loans Canada:

  • Be a minimum of 18 years old
  • You must be a legal citizen or resident of Canada
  • Have a valid form of ID
  • Proof of your address
  • You must have a minimum income of $1000 per month
  • Supply all required documentation, i.e. three months of bank statements, three months of pay slips etc.
  • Have an active Canadian bank account and a valid mobile phone number.

Apply For Same Day Payday Loans Canada In Just 4 Simple Steps

Step 1: Choose Your Loan Amount

With Viva Payday Loans, you can borrow up to $5000 at a time. Just input the amount you need or want and how long you want to pay it off using the sliders.

Step 2: Complete The Application Form

The best thing about applying for a loan on Viva Payday Loans is you don’t need to go anywhere or speak to anyone to do it. Instead, you can apply from the comfort of your own home. You just need a few moments to fill out the online application, and once you submit it, it will be sent to various lenders at once.

Step 3: Receive A Decision In Less Than 2 Minutes

You can expect to be approved within 2 minutes when you apply for a same day payday loans Canada. The process is so quick that the system will give you an answer as soon as you’ve submitted your application. Once approved, you’ll be directed to complete your application with the lender extending the loan offer if you’re happy with it.

Step 4: Read And Sign The Contract – Get Paid

The lender you select will provide you with a contract that you will need to read, sign and send back to them before you can receive your money. This is a legality that protects both you and the lender. Once you are sure you understand the contract, you will need to send it back to the lender along with any other documentation they require. Once they are happy, the loan will be finalized, and you will have your money within the next 24 hours.


Can You Apply For A Payday Loan Without A Job In Canada?

As long as you earn a minimum of $1000 consistently each month, it doesn’t matter how you earn it. Whether through a 9-5 job, self-employed or government benefits, your income needs to be steady from month to month.

What Is The Easiest Type Of Loan To Apply For In Canada?

All loans available on Viva Payday Loans are easy to apply for. You just need to meet the requirements set by the lenders and fill out the application form correctly. At Viva Payday Loans you can apply for, Child Tax Payday Loans Canada, e-Transfer Payday Loans Canada, Faxless Payday Loans Canada, Low Income Payday Loans Canada, No Credit Check Payday Loans Canada, No Refusal Payday Loans Canada, Payday Loans With Government Benefits Canada, etc.

How Can You Get Instant Or Same Day Payday Loans Canada?

You can get an instant loan on After completing and submitting the online application form, you will receive an answer in less than 2 minutes. Once you have been approved, you will receive the payment in less than 24 hours.

Can People With Low Incomes Apply For Same Day Payday Loans Canada?

Yes, they can. To get the loan, you just need to fill out the application forms and prove how much you earn.

Can You Apply For Same Day Payday Loans Canada While On Welfare?

Yes, you can. As long as you receive a minimum of $1000 per month in benefits, you can apply for a loan on

Can You Apply For Same Day Payday Loans Canada With No Proof Of Income?

Unfortunately, all lenders will require you to provide proof of income. It would be too risky for them to give out a loan to someone who cannot prove they’ll be able to repay it.