Consumer Advisory: APR Rates Range From 5.99% to 35.99% Maximum APR.
How to register
Requesting with Viva Payday Loans is simple, three simple steps:
Use the form above to select how much you want to borrow and your repayment period. Viva Payday Loans lend up to $5000 for 3 - 6 months. Make sure when selecting your loan criteria that you are realistic and can always pay this back in time to avoid further complications.
Once you've decided how much you want to borrow, you'll need to provide us with some additional information so that we can see whether you qualify for a loan. All information that you provide will remain completely confidential and will never be shared outside of us and your lender.
Once you've processed our form you'll receive a decision within 2 minutes on whether a loan can be provided. Most people are connected with a third-party independent lender without issue regardless of credit history. If connected with a third-party independent lender, funds are available as soon as the next business day and detailed instructions on these will be provided.
Is a payday loan right for you?
You have a small shortage of cash and can pay it back quickly
You need to make an emergency purchase or have an unexpected bill, and can return the funds in time
You have permanent and long standing financial problems.
You do not think you will be able to repay the loan.
The operator of this website is not a lender, does not broker loans to lenders and does not make short term cash loans or credit decisions. It is not an agent, representative or broker of any lender and does not endorse any lender or charge you for any service or product. This Web Site does not constitute an offer or solicitation to lend. This site allows you to submit the information you provide to a lender.
Representative Example: If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
We do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders – the APR range is from 5.99% to 35.99% Max APR. Loans repayment period: minimum 61 days, maximum 90 days. If you are not eligible for a standard loan product (5.99% to 35.99% APR).
Important Information: Some lenders and services may not be accessible to residents of all States based on lender’s preferences and legislation particular to that State.
We do not provide our service in the following states: Arkansas, Connecticut, New Hampshire, New York, Montana, South Dakota, Vermont, West Virginia, Indiana, Minnesota.
Lenders may or may not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Lenders may perform alternative credit checks or consumer reports through alternative providers. By submitting your request for a referral, you are authorizing our referral sources including lenders to independently verify the information you submitted and your credit worthiness.
The completion of the application form does not guarantee approval of a loan. The installment loan amount will vary depending on the lender who accepts the application within our database. $5000 may not be available to every customer. The time taken to transfer a cash advance loan may vary. This website does not directly endorse a particular product and service. Any information on this website should be taken as opinion only.
Viva Payday Loans offer loans no greater than 35.99% APR with terms from 3 - 6 months.