*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --green-1: #b6f051;
  --green-2: #87c643;
  --green-3: #6ea83a;
  --green-dark: #4a7a25;
  --green-deep: #1f3a10;
  --grad-primary: linear-gradient(95deg, #b6f051 0%, #87c643 100%);
  --grad-primary-hover: linear-gradient(95deg, #c2f76a 0%, #95d44e 100%);
  --grad-soft: linear-gradient(135deg, #f4ffe6 0%, #eafbd2 100%);
  --grad-display: linear-gradient(155deg, #fbfff2 0%, #eef9d6 100%);
  --ink-900: #0e1a0a;
  --ink-800: #182612;
  --ink-700: #1f2d18;
  --ink-500: #4b5b41;
  --ink-400: #6b7a60;
  --ink-300: #9aa68f;
  --ink-200: #d4dccb;
  --ink-100: #eef1e8;
  --amber:       var(--green-2);
  --amber-light: var(--green-1);
  --amber-dark:  var(--green-dark);
  --rust:        var(--green-dark);
  --rust-light:  var(--green-3);
  --forest:      var(--green-deep);
  --forest-mid:  var(--green-dark);
  --forest-light:var(--green-3);
  --cream:       #fbfff2;
  --sand:        #eef1e8;
  --sand-dark:   #d4dccb;
  --text-dark:   var(--ink-900);
  --text-mid:    var(--ink-500);
  --text-light:  var(--ink-400);
  --white:       #ffffff;
  --border:      var(--ink-200);
  --shadow-warm: rgba(135,198,67,0.15);
  --shadow-dark: rgba(14,26,10,0.12);
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Montserrat', 'Segoe UI', Tahoma, sans-serif;
  background: #ffffff;
  color: var(--text-dark);
  overflow-x: hidden;
}

/* noise removed for cleaner hero */

/* ─── KEYFRAMES ─── */
@keyframes fadeUp   {
  from { opacity: 0; transform: translateY(14px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes fadeIn   { from { opacity:0; } to { opacity:1; } }
@keyframes floatY   { 0%,100% { transform:translateY(0); } 50% { transform:translateY(-6px); } }
@keyframes spinSlow { from { transform:rotate(0deg); } to { transform:rotate(360deg); } }
@keyframes pulse    { 0%,100% { opacity:1; } 50% { opacity:0.6; } }
@keyframes shimmer  {
  0%   { background-position: -400px 0; }
  100% { background-position: 400px 0; }
}
@keyframes barGrow  { from { width:0; } to { width:var(--w); } }

.fade-up  { opacity:0; animation: fadeUp 1.15s cubic-bezier(0.16, 1, 0.3, 1) forwards; }
.fade-in  { opacity:0; animation: fadeIn 0.9s ease forwards; }

/* Scroll-only entrance — starts hidden, reveals when in view */
.reveal {
  opacity: 0;
  transform: translate3d(0, 22px, 0);
  transition:
    opacity 1.15s cubic-bezier(0.16, 1, 0.3, 1) var(--reveal-delay, 0s),
    transform 1.15s cubic-bezier(0.16, 1, 0.3, 1) var(--reveal-delay, 0s);
  will-change: opacity, transform;
}
.reveal.is-in {
  opacity: 1;
  transform: translate3d(0, 0, 0);
}
@media (prefers-reduced-motion: reduce) {
  .reveal,
  .reveal.is-in {
    opacity: 1 !important;
    transform: none !important;
    transition: none !important;
    will-change: auto !important;
  }
}

/* ─── HEADER ─── */
/* ═══════════════════════════════════════════
   SITE HEADER & NAV
═══════════════════════════════════════════ */
header {
  position: sticky; top: 0; z-index: 1000; /* above iframe-panel so menu stays usable */
  background: #ffffff;
  border-bottom: none;
  height: 72px;
  display: flex; align-items: center;
  padding: 0;
}

.nav-inner {
  width: min(1680px, calc(100% - 96px));
  height: 72px;
  margin: 0 auto;
  position: relative;
}

/* Security badge — left side, opposite menu */
.nav-security-badge {
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  z-index: 3;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: #8aa88a;
  white-space: nowrap;
}
.nav-security-icon {
  width: 14px;
  height: 14px;
  flex-shrink: 0;
  display: block;
  opacity: 0.85;
}
.nav-security-badge span {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.01em;
  color: #8aa88a;
}

/* Header logo — hard-centered */
header .logo-link {
  display: flex; align-items: center; justify-content: center;
  text-decoration: none;
  position: absolute;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  z-index: 2;
}

header .logo-img {
  height: 44px;
  width: auto;
  display: block;
  object-fit: contain;
}

/* ── Desktop nav links ── */
.nav-links {
  display: flex;
  align-items: center;
  gap: 2px;
  list-style: none;
  margin: 0; padding: 0;
}

.nav-links > li { position: relative; }

.nav-links > li > a,
.nav-links > li > button {
  display: flex; align-items: center; gap: 4px;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.82rem; font-weight: 600;
  color: #1f2d18;
  text-decoration: none;
  padding: 8px 13px;
  border-radius: 8px;
  border: none; background: none;
  cursor: pointer;
  white-space: nowrap;
  transition: background 0.15s, color 0.15s;
  letter-spacing: 0.01em;
}

.nav-links > li > a:hover,
.nav-links > li > button:hover {
  background: rgba(135,198,67,0.08);
  color: #4a7a25;
}

.nav-links > li > a.nav-active {
  color: #4a7a25;
  background: rgba(135,198,67,0.1);
}

/* Chevron icon on dropdown triggers */
.nav-chevron {
  width: 12px; height: 12px;
  transition: transform 0.2s;
  flex-shrink: 0;
  opacity: 0.55;
}
.nav-dropdown-open .nav-chevron { transform: rotate(180deg); opacity: 0.9; }

/* ── Dropdown panel ── */
.nav-dropdown {
  position: absolute;
  top: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%);
  min-width: 210px;
  background: #fff;
  border: 1px solid #d4dccb;
  border-radius: 16px;
  box-shadow: 0 8px 32px rgba(14,26,10,0.13);
  padding: 8px;
  opacity: 0; visibility: hidden;
  transform: translateX(-50%) translateY(-6px);
  transition: opacity 0.18s, transform 0.18s, visibility 0.18s;
  pointer-events: none;
  z-index: 600;
}

.nav-dropdown.open {
  opacity: 1; visibility: visible;
  transform: translateX(-50%) translateY(0);
  pointer-events: auto;
}

.nav-dropdown a {
  display: flex; align-items: center; gap: 10px;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.82rem; font-weight: 600;
  color: #1f2d18;
  text-decoration: none;
  padding: 9px 12px;
  border-radius: 10px;
  transition: background 0.12s, color 0.12s;
}

.nav-dropdown a:hover {
  background: rgba(135,198,67,0.09);
  color: #4a7a25;
}

.nav-dropdown-icon {
  width: 28px; height: 28px;
  background: #eef1e8;
  border-radius: 7px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.nav-dropdown-icon svg { width: 14px; height: 14px; }

.nav-dropdown-divider {
  height: 1px; background: #eef1e8;
  margin: 6px 0;
}

/* Apply CTA button in header */
.nav-cta {
  display: inline-flex; align-items: center; gap: 6px;
  background: #4a7a25;
  color: #fff !important;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.82rem; font-weight: 800;
  padding: 9px 18px !important;
  border-radius: 50px !important;
  text-decoration: none;
  border: none; cursor: pointer;
  transition: background 0.2s, transform 0.15s;
  box-shadow: 0 3px 12px rgba(135,198,67,0.35);
  margin-left: 8px;
  white-space: nowrap;
}
.nav-cta:hover { background: #95d44e !important; transform: translateY(-1px); color: #fff !important; }
.nav-cta svg { width: 13px; height: 13px; }

/* ── Hamburger button — always visible, right side ── */
.nav-hamburger {
  display: flex !important;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 5px;
  width: 42px;
  height: 42px;
  background: #f4ffe6;
  border: 1px solid #d4dccb;
  cursor: pointer;
  border-radius: 999px;
  padding: 0;
  position: absolute;
  right: 0;
  top: 50%;
  transform: translateY(-50%);
  z-index: 3;
  transition:
    background 0.28s cubic-bezier(0.16, 1, 0.3, 1),
    border-color 0.28s cubic-bezier(0.16, 1, 0.3, 1),
    transform 0.28s cubic-bezier(0.16, 1, 0.3, 1),
    box-shadow 0.28s cubic-bezier(0.16, 1, 0.3, 1);
  -webkit-tap-highlight-color: transparent;
}
.nav-hamburger:hover {
  background: #eafbd2;
  border-color: #87c643;
  transform: translateY(-50%) scale(1.04);
  box-shadow: 0 4px 14px rgba(135,198,67,0.18);
}
.nav-hamburger.open {
  background: #eafbd2;
  border-color: #87c643;
}
.nav-hamburger span {
  display: block;
  width: 18px;
  height: 2px;
  background: #0e1a0a;
  border-radius: 2px;
  transform-origin: center;
  transition:
    transform 0.32s cubic-bezier(0.22, 1, 0.36, 1),
    opacity 0.2s ease,
    width 0.2s ease,
    background 0.2s ease;
}
.nav-hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-hamburger.open span:nth-child(2) { opacity: 0; width: 0; }
.nav-hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ── Slide-out drawer ── */
.nav-drawer-overlay {
  position: fixed;
  inset: 0;
  z-index: 1100; /* above iframe-panel (900) + header (1000) */
  background: rgba(10, 18, 8, 0.26);
  backdrop-filter: blur(3px);
  -webkit-backdrop-filter: blur(3px);
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition:
    opacity 0.32s ease,
    visibility 0.32s ease;
}
.nav-drawer-overlay.open {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}

.nav-drawer {
  position: fixed;
  top: 0;
  right: 0;
  width: min(380px, 92vw);
  height: 100dvh;
  background:
    radial-gradient(700px 320px at 100% -10%, rgba(135,198,67,0.10), transparent 45%),
    linear-gradient(180deg, #fbfff2 0%, #fbfff2 100%);
  z-index: 1110;
  box-shadow: -12px 0 36px rgba(14,26,10,0.12);
  border-left: 1px solid #d4dccb;
  transform: translate3d(100%, 0, 0);
  transition: transform 0.4s cubic-bezier(0.22, 1, 0.36, 1);
  overflow-y: auto;
  display: flex;
  flex-direction: column;
  will-change: transform;
  -webkit-overflow-scrolling: touch;
  pointer-events: none;
}
.nav-drawer.open {
  transform: translate3d(0, 0, 0);
  box-shadow: -16px 0 44px rgba(14,26,10,0.16);
  pointer-events: auto;
  transition-timing-function: cubic-bezier(0.22, 1, 0.36, 1);
}

.nav-drawer-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 18px 14px;
  border-bottom: 1px solid #d4dccb;
  flex-shrink: 0;
  background: linear-gradient(180deg, #fbfff2 0%, #fbfff2 100%);
  position: sticky;
  top: 0;
  z-index: 1;
  opacity: 0;
  transform: translate3d(12px, 0, 0);
  transition:
    opacity 0.28s ease,
    transform 0.34s cubic-bezier(0.22, 1, 0.36, 1);
}
.nav-drawer.open .nav-drawer-head {
  opacity: 1;
  transform: translate3d(0, 0, 0);
  transition-delay: 0.06s;
}

.nav-drawer-section-label,
.nav-drawer-link,
.nav-drawer-cta {
  opacity: 0;
  transform: translate3d(14px, 0, 0);
  transition:
    opacity 0.28s ease,
    transform 0.34s cubic-bezier(0.22, 1, 0.36, 1),
    background 0.18s ease,
    border-color 0.18s ease,
    box-shadow 0.18s ease,
    color 0.18s ease,
    filter 0.18s ease;
}
.nav-drawer:not(.open) .nav-drawer-head,
.nav-drawer:not(.open) .nav-drawer-section-label,
.nav-drawer:not(.open) .nav-drawer-link,
.nav-drawer:not(.open) .nav-drawer-cta {
  transition-duration: 0.16s;
  transition-delay: 0s !important;
}
.nav-drawer.open .nav-drawer-section-label {
  opacity: 1;
  transform: translate3d(0, 0, 0);
  transition-delay: 0.09s;
}
.nav-drawer.open .nav-drawer-link:nth-child(2) { transition-delay: 0.11s; }
.nav-drawer.open .nav-drawer-link:nth-child(3) { transition-delay: 0.14s; }
.nav-drawer.open .nav-drawer-link:nth-child(4) { transition-delay: 0.17s; }
.nav-drawer.open .nav-drawer-link:nth-child(5) { transition-delay: 0.20s; }
.nav-drawer.open .nav-drawer-link:nth-child(6) { transition-delay: 0.23s; }
.nav-drawer.open .nav-drawer-link:nth-child(7) { transition-delay: 0.26s; }
.nav-drawer.open .nav-drawer-link {
  opacity: 1;
  transform: translate3d(0, 0, 0);
}
.nav-drawer.open .nav-drawer-cta {
  opacity: 1;
  transform: translate3d(0, 0, 0);
  transition-delay: 0.30s;
}

@media (prefers-reduced-motion: reduce) {
  .nav-drawer,
  .nav-drawer-overlay,
  .nav-drawer-head,
  .nav-drawer-section-label,
  .nav-drawer-link,
  .nav-drawer-cta,
  .nav-hamburger,
  .nav-hamburger span,
  .nav-drawer-close {
    transition-duration: 0.01ms !important;
    transition-delay: 0s !important;
  }
  .nav-drawer {
    transform: translate3d(100%, 0, 0);
  }
  .nav-drawer.open {
    transform: translate3d(0, 0, 0);
  }
}

.nav-drawer-logo { height: 34px; width: auto; }

.nav-drawer-close {
  width: 36px;
  height: 36px;
  background: #eef1e8;
  border: none;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  font-size: 1.2rem;
  color: #4b5b41;
  transition:
    background 0.2s ease,
    transform 0.28s cubic-bezier(0.22, 1, 0.36, 1),
    color 0.2s ease;
  -webkit-tap-highlight-color: transparent;
}
.nav-drawer-close:hover {
  background: #d4dccb;
  transform: rotate(90deg);
}

/* Drawer sections */
.nav-drawer-section {
  padding: 16px 14px 10px;
}
/* TEMP: hide Loan Options menu section for compliance review — remove this rule to restore */
.nav-drawer-head + .nav-drawer-section {
  display: none;
}
.nav-drawer-section-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.66rem; font-weight: 900;
  letter-spacing: 0.12em; text-transform: uppercase;
  color: #6b7a60;
  padding: 0 10px;
  margin-bottom: 10px;
}

.nav-drawer-link {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.88rem;
  font-weight: 600;
  color: #0e1a0a;
  text-decoration: none;
  padding: 12px 10px;
  border-radius: 14px;
  border: 1px solid rgba(135,198,67,0.12);
  background: rgba(255,255,255,0.75);
  -webkit-tap-highlight-color: transparent;
  margin-bottom: 6px;
}
.nav-drawer.open .nav-drawer-link:hover,
.nav-drawer.open .nav-drawer-link:active {
  background: rgba(135,198,67,0.1);
  color: #4a7a25;
  border-color: rgba(135,198,67,0.28);
  box-shadow: 0 6px 20px rgba(135,198,67,0.14);
  transform: translate3d(3px, 0, 0);
}
.nav-drawer-link-icon {
  width: 36px; height: 36px;
  border-radius: 11px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.nav-drawer-link-icon svg { width: 17px; height: 17px; }

.nav-drawer-link-text { flex: 1; }
.nav-drawer-link-title { display: block; }
.nav-drawer-link-sub {
  display: block;
  font-size: 0.73rem; font-weight: 550;
  color: #6b7a60;
  margin-top: 2px;
}

.nav-drawer-divider {
  height: 1px; background: #eef1e8;
  margin: 4px 16px;
}

/* Drawer CTA */
.nav-drawer-cta {
  margin: 16px 14px 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: linear-gradient(135deg, #4a7a25 0%, #95d44e 100%);
  color: #fff;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.96rem;
  font-weight: 850;
  letter-spacing: 0.01em;
  padding: 16px 24px;
  border-radius: 999px;
  text-decoration: none;
  border: none;
  cursor: pointer;
  box-shadow: 0 10px 26px rgba(135,198,67,0.34), inset 0 -1px 0 rgba(14,26,10,0.12);
  -webkit-tap-highlight-color: transparent;
  position: sticky;
  bottom: 12px;
  z-index: 1;
}
.nav-drawer.open .nav-drawer-cta:hover {
  color: #fff;
  transform: translate3d(0, -2px, 0);
  box-shadow: 0 12px 30px rgba(135,198,67,0.42), inset 0 -1px 0 rgba(14,26,10,0.12);
  filter: saturate(1.06);
}
.nav-drawer.open .nav-drawer-cta:active {
  transform: translate3d(0, 0, 0);
  box-shadow: 0 7px 18px rgba(135,198,67,0.35), inset 0 -1px 0 rgba(14,26,10,0.12);
}
.nav-drawer-cta svg { width: 17px; height: 17px; }

@media (max-width: 600px) {
  header { padding: 0 16px; }
}

.logo-text {
  display: flex; flex-direction: column; line-height: 1;
}

.logo-text .brand {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.45rem; font-weight: 900;
  color: var(--text-dark); letter-spacing: -0.01em;
}

.logo-text .brand em { color: var(--amber); font-style: normal; }

.logo-text .tagline {
  font-size: 0.6rem; letter-spacing: 0.22em;
  color: var(--text-light); text-transform: uppercase;
  margin-top: 2px;
}

.nav-links {
  display: flex; align-items: center; gap: 32px;
  list-style: none;
}

.nav-links a {
  font-size: 0.88rem; font-weight: 600;
  color: var(--text-mid); text-decoration: none;
  transition: color 0.2s;
}

.nav-links a:hover { color: var(--forest); }

.nav-cta {
  padding: 10px 24px;
  background: var(--forest);
  color: var(--white) !important;
  border-radius: 50px;
  transition: background 0.2s, transform 0.15s !important;
}

.nav-cta:hover { background: var(--forest-mid) !important; transform: translateY(-1px); }



/* ─── HERO — centred single-column ─── */
.hero {
  position: relative; overflow: hidden;
  display: flex; align-items: flex-start; justify-content: center;
  width: min(1680px, calc(100% - 96px));
  margin: 0 auto;
  border: 1px solid rgba(216,237,183,0.92);
  border-radius: 30px;
  box-shadow: none;
  --green-1: #b6f051;
  --green-2: #87c643;
  --green-3: #6ea83a;
  --hero-primary: var(--green-2);
  --hero-primary-dark: #0e1a0a;
  --hero-primary-soft: #eafbd2;
  --hero-accent: var(--green-1);
  --hero-accent-soft: #f4ffe6;
  --hero-bg: #eafbd2;
  --hero-surface-soft: #f4ffe6;
  --hero-text: #0e1a0a;
  --hero-muted: #4b5b41;
  --hero-border: #d4dccb;
  --hero-shadow: rgba(135,198,67,0.18);
  background:
    radial-gradient(ellipse 760px 560px at 50% 45%, rgba(255,255,255,0.72) 0%, transparent 72%),
    linear-gradient(145deg, #f4ffe6 0%, var(--hero-bg) 56%, #eafbd2 100%);
  padding: 36px 24px 52px;
}

/* ── iframe takeover panel ── */
.hero-panel-iframe {
  position: fixed;
  top: 64px;
  left: 0; right: 0; bottom: 0;
  z-index: 900;
  display: flex;
  flex-direction: row;
  align-items: flex-start;
  justify-content: center;
  background: linear-gradient(180deg, #ffffff 0%, #ffffff 18%, #f7ffe9 48%, #f4ffe6 72%, #eafbd2 100%);
  overflow-y: auto;
  opacity: 0;
  transform: scale(0.96);
  transition: opacity 0.4s cubic-bezier(0.4, 0, 0.2, 1),
              transform 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  visibility: hidden;
}
.hero-panel-iframe.open {
  opacity: 1;
  transform: none;
  visibility: visible;
}

/* Dot-grid watermark */
.ifp-dotgrid {
  position: absolute; inset: 0; pointer-events: none; z-index: 0;
  background-image: radial-gradient(circle, rgba(31,58,16,0.06) 1px, transparent 1px);
  background-size: 26px 26px;
}

/* Centre column — orbs hang half outside this box */
.ifp-center {
  flex: 0 0 auto;
  width: min(580px, 100%);
  display: flex;
  flex-direction: column;
  align-items: stretch;
  padding: 16px 24px 24px;
  position: relative; z-index: 1;
  overflow: visible;
}

/* Decorative leaf accent — half behind iframe, soft & tilted */
.ifp-orb {
  position: absolute;
  z-index: 0;
  pointer-events: none;
}
.ifp-orb-lg {
  width: 420px;
  height: 420px;
  left: 24px;
  top: 28px;
  transform: translateX(-48%) rotate(-18deg);
  border-radius: 0;
  background: none;
  overflow: visible;
  display: flex;
  align-items: center;
  justify-content: center;
}
.ifp-orb-lg img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  display: block;
  opacity: 0.12;
  filter: brightness(1.55) saturate(0.7);
}

/* Iframe itself — sits above orbs so overlapping half is hidden */
.hero-panel-iframe #application-form {
  height: 1050px;
  min-height: 1050px;
  width: 100%;
  border: none;
  outline: none;
  box-shadow: none;
  display: block;
  border-radius: 0;
  background: transparent;
  flex-shrink: 0;
  position: relative;
  z-index: 2;
  transition: opacity 0.35s ease;
}
.hero-panel-iframe.is-loading #application-form {
  opacity: 0;
  pointer-events: none;
}

/* Clean iframe load state — covers form area until ready */
.ifp-loader {
  position: absolute;
  left: 24px;
  right: 24px;
  top: 16px;
  z-index: 4;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: min(520px, 70vh);
  padding: 48px 20px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.3s ease, visibility 0.3s ease;
}
.hero-panel-iframe.is-loading .ifp-loader {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}
.ifp-loader-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 18px;
  max-width: 280px;
}
.ifp-loader-mark {
  position: relative;
  width: 72px;
  height: 72px;
  display: grid;
  place-items: center;
}
.ifp-loader-mark img {
  width: 34px;
  height: 34px;
  object-fit: contain;
  position: relative;
  z-index: 1;
  opacity: 0.9;
}
.ifp-loader-ring {
  position: absolute;
  inset: 0;
  border-radius: 50%;
  border: 2.5px solid rgba(31, 58, 16, 0.08);
  border-top-color: var(--green-2);
  border-right-color: rgba(143, 212, 70, 0.55);
  animation: ifpSpin 0.85s linear infinite;
}
.ifp-loader-text {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.98rem;
  font-weight: 700;
  color: var(--ink-900);
  letter-spacing: -0.02em;
  line-height: 1.3;
}
.ifp-loader-sub {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--ink-400);
  line-height: 1.45;
  margin-top: -8px;
}
.ifp-loader-bar {
  width: 140px;
  height: 3px;
  border-radius: 99px;
  background: rgba(31, 58, 16, 0.08);
  overflow: hidden;
}
.ifp-loader-bar > span {
  display: block;
  height: 100%;
  width: 40%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--green-2), #8FD446);
  animation: ifpBar 1.15s ease-in-out infinite;
}
@keyframes ifpSpin {
  to { transform: rotate(360deg); }
}
@keyframes ifpBar {
  0%   { transform: translateX(-120%); }
  100% { transform: translateX(320%); }
}
@media (max-width: 768px) {
  .ifp-loader {
    left: 16px;
    right: 16px;
    min-height: min(440px, 62vh);
  }
}

/* Mobile trust strip — hidden on desktop, shown on mobile */
.ifp-mobile-trust {
  display: none;
  align-items: center; justify-content: center;
  gap: 8px; flex-wrap: wrap;
  padding: 12px 0 0;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.74rem; font-weight: 600;
  color: rgba(31,58,16,0.5);
}
.ifp-mobile-trust svg { width: 13px; height: 13px; vertical-align: middle; margin-right: 3px; }
.ifp-mobile-trust span:not(:first-child):not(.dot) { }

/* ── Tablet (iPad landscape + portrait): 601px – 1024px ── */
@media (max-width: 1024px) {
  .ifp-orb { display: none; }
  .hero-panel-iframe {
    justify-content: center;
    align-items: flex-start;
  }
  .ifp-center {
    width: min(620px, 100%);
    max-width: 620px;
    margin: 0 auto;
    padding: 20px 24px 32px;
  }
  .ifp-mobile-trust { display: flex; }
}

/* ── Small tablet / large phone: 601px – 768px ── */
@media (max-width: 768px) and (min-width: 601px) {
  .hero-panel-iframe { top: 58px; }
  .ifp-center {
    width: 100%;
    max-width: 100%;
    padding: 16px 20px 28px;
  }
  .hero-panel-iframe #application-form { height: 1100px; min-height: 1100px; }
}

/* ── Mobile: ≤600px ── */
@media (max-width: 600px) {
  .hero-panel-iframe { top: 58px; }
  .ifp-center {
    width: 100%;
    max-width: 100%;
    padding: 12px 16px 20px;
  }
  .hero-panel-iframe #application-form { height: 1200px; min-height: 1200px; }
}

/* Prevent page scroll while iframe panel is open */
body.iframe-open {
  overflow: hidden;
}

/* Menu sits above the iframe panel (z-index); only block form interaction */
body:has(.nav-drawer.open) .hero-panel-iframe,
body.nav-drawer-open .hero-panel-iframe {
  pointer-events: none;
}

/* Back button — sits below the iframe */
.iframe-back-btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 6px;
  align-self: center;
  background: none; border: 1.5px solid rgba(31,58,16,0.25); border-radius: 8px;
  cursor: pointer;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.88rem; font-weight: 600;
  color: var(--forest);
  padding: 10px 22px;
  margin: 16px auto 24px;
  opacity: 0.75;
  flex-shrink: 0;
  transition: opacity 0.15s, transform 0.15s, border-color 0.15s;
}
.iframe-back-btn:hover { opacity: 1; border-color: var(--forest); transform: translateX(-2px); }
.iframe-back-btn svg { width: 16px; height: 16px; }

/* Decorative background blobs */
.hero-bg-circle {
  position: absolute; border-radius: 50%; pointer-events: none;
}
.hero-bg-circle-1 {
  width: 660px; height: 660px;
  background: radial-gradient(circle, rgba(182,240,81,0.10) 0%, transparent 68%);
  top: -180px; right: -180px; z-index: 0;
}
.hero-bg-circle-2 {
  width: 560px; height: 560px;
  background: radial-gradient(circle, rgba(31,58,16,0.07) 0%, transparent 68%);
  bottom: -140px; left: -140px; z-index: 0;
}

/* Light decorative finance icons */
.hero-deco {
  position: absolute;
  z-index: 0;
  pointer-events: none;
  color: #6ea83a;
  opacity: 0.12;
}

/* Soft brand leaf watermarks */
.hero-deco-leaf {
  object-fit: contain;
  mix-blend-mode: multiply;
  filter: saturate(1.15);
}
.hero-deco-leaf-1 {
  --r: -12deg;
  top: 8%;
  right: 4%;
  width: clamp(140px, 18vw, 220px);
  height: auto;
  opacity: 0.07;
  animation: heroFloat 11s ease-in-out infinite;
}
.hero-deco-leaf-2 {
  --r: 14deg;
  bottom: 10%;
  left: 3%;
  width: clamp(110px, 14vw, 170px);
  height: auto;
  opacity: 0.06;
  animation: heroFloat 13s ease-in-out infinite 1.2s;
}
.hero-deco-leaf-3 {
  --r: -6deg;
  top: 42%;
  left: 8%;
  width: clamp(72px, 9vw, 110px);
  height: auto;
  opacity: 0.05;
  animation: heroFloat 9s ease-in-out infinite 0.6s;
}
.hero-deco-coin   { --r: -10deg; top: 52px;  left: 6%;   width: 64px;  animation: heroFloat 7s ease-in-out infinite; }
.hero-deco-shield { --r: 8deg;   top: 34px;  right: 8%;  width: 58px;  animation: heroFloat 8s ease-in-out infinite 0.6s; }
.hero-deco-growth { --r: -4deg;  bottom: 60px; left: 5%;  width: 72px;  animation: heroFloat 9s ease-in-out infinite 0.3s; }
.hero-deco-wallet { --r: 6deg;   bottom: 44px; right: 6%; width: 64px;  animation: heroFloat 7.5s ease-in-out infinite 0.9s; }
.hero-deco-spark  { --r: 0deg;   top: 44%;   left: 3%;   width: 40px;  opacity: 0.10; animation: heroFloat 6s ease-in-out infinite 0.4s; }
.hero-deco-ring   { --r: 0deg;   top: 46%;   right: 3.5%; width: 56px; opacity: 0.09; animation: heroFloat 10s ease-in-out infinite 1.1s; }
.hero-deco-percent{ --r: 7deg;   top: 20%;   left: 15%;  width: 50px;  animation: heroFloat 8.5s ease-in-out infinite 0.2s; }
.hero-deco-bank   { --r: -6deg;  top: 16%;   right: 17%; width: 60px;  animation: heroFloat 9.5s ease-in-out infinite 0.7s; }
.hero-deco-clock  { --r: 5deg;   bottom: 20%; left: 16%; width: 50px;  animation: heroFloat 7s ease-in-out infinite 1s; }
.hero-deco-card   { --r: -8deg;  bottom: 18%; right: 15%; width: 58px; animation: heroFloat 8s ease-in-out infinite 0.5s; }
.hero-deco-piggy  { --r: 4deg;   top: 66%;   left: 8%;   width: 58px;  opacity: 0.10; animation: heroFloat 9s ease-in-out infinite 1.3s; }
.hero-deco-handcoin{ --r: -5deg; top: 68%;   right: 9%;  width: 60px;  opacity: 0.10; animation: heroFloat 8s ease-in-out infinite 0.8s; }
.hero-deco-badge  { --r: 6deg;   top: 12%;   left: 40%;  width: 46px;  opacity: 0.08; animation: heroFloat 10s ease-in-out infinite 0.6s; }

/* Second scatter layer — spreads icons across the whole hero */
.hero-deco-coin2   { --r: 12deg;  top: 8%;    left: 27%;  width: 42px;  opacity: 0.09; animation: heroFloat 8s ease-in-out infinite 0.5s; }
.hero-deco-spark2  { --r: 0deg;   top: 30%;   right: 30%; width: 34px;  opacity: 0.09; animation: heroFloat 7s ease-in-out infinite 1.2s; }
.hero-deco-shield2 { --r: -9deg;  top: 58%;   left: 24%;  width: 44px;  opacity: 0.08; animation: heroFloat 9s ease-in-out infinite 0.9s; }
.hero-deco-growth2 { --r: 5deg;   bottom: 10%; right: 27%; width: 50px; opacity: 0.09; animation: heroFloat 8.5s ease-in-out infinite 0.2s; }
.hero-deco-percent2{ --r: -6deg;  bottom: 8%; left: 34%;  width: 40px;  opacity: 0.08; animation: heroFloat 9.5s ease-in-out infinite 1.4s; }
.hero-deco-dot1    { --r: 0deg;   top: 26%;   left: 32%;  width: 14px;  opacity: 0.10; animation: heroFloat 6s ease-in-out infinite 0.3s; }
.hero-deco-dot2    { --r: 0deg;   top: 72%;   right: 33%; width: 12px;  opacity: 0.10; animation: heroFloat 7s ease-in-out infinite 0.8s; }
.hero-deco-dot3    { --r: 0deg;   bottom: 30%; right: 40%; width: 10px; opacity: 0.09; animation: heroFloat 6.5s ease-in-out infinite 1.1s; }
.hero-deco-ring2   { --r: 0deg;   bottom: 32%; left: 38%;  width: 40px;  opacity: 0.07; animation: heroFloat 10s ease-in-out infinite 0.7s; }

@keyframes heroFloat {
  0%, 100% { transform: translateY(0) rotate(var(--r, 0deg)); }
  50%      { transform: translateY(-6px) rotate(var(--r, 0deg)); }
}
@keyframes heroDecoIn {
  from { opacity: 0; transform: translateY(10px) rotate(var(--r, 0deg)) scale(0.985); }
  to   { opacity: var(--deco-o, 0.12); transform: translateY(0) rotate(var(--r, 0deg)) scale(1); }
}
@keyframes heroBgIn {
  from { opacity: 0; transform: scale(0.96); }
  to   { opacity: 1; transform: scale(1); }
}

/* Homepage: slow, smooth entrance — unhurried, no bounce */
.page-home header {
  animation: fadeIn 0.8s ease both;
}
.page-home .hero-bg-circle-1 {
  animation: heroBgIn 1.6s cubic-bezier(0.16, 1, 0.3, 1) both;
}
.page-home .hero-bg-circle-2 {
  animation: heroBgIn 1.8s cubic-bezier(0.16, 1, 0.3, 1) 0.15s both;
}
.page-home .hero-deco {
  --deco-o: 0.12;
  animation:
    heroDecoIn 1.4s cubic-bezier(0.16, 1, 0.3, 1) both,
    heroFloat 16s ease-in-out 1.4s infinite;
}
.page-home .hero-deco-leaf-1 { --deco-o: 0.07; animation-delay: 0.12s, 1.5s; }
.page-home .hero-deco-leaf-2 { --deco-o: 0.06; animation-delay: 0.22s, 1.6s; }
.page-home .hero-deco-leaf-3 { --deco-o: 0.05; animation-delay: 0.32s, 1.7s; }
.page-home .hero-deco-coin,
.page-home .hero-deco-shield,
.page-home .hero-deco-growth,
.page-home .hero-deco-wallet { animation-delay: 0.2s, 1.55s; }
.page-home .hero-deco-spark,
.page-home .hero-deco-ring,
.page-home .hero-deco-percent,
.page-home .hero-deco-bank { animation-delay: 0.3s, 1.65s; }
.page-home .hero-deco-clock,
.page-home .hero-deco-card,
.page-home .hero-deco-piggy,
.page-home .hero-deco-handcoin { animation-delay: 0.4s, 1.75s; }
.page-home .hero-deco-badge,
.page-home .hero-deco-coin2,
.page-home .hero-deco-spark2,
.page-home .hero-deco-shield2 { animation-delay: 0.5s, 1.85s; }
.page-home .hero-deco-growth2,
.page-home .hero-deco-percent2,
.page-home .hero-deco-dot1,
.page-home .hero-deco-dot2,
.page-home .hero-deco-dot3,
.page-home .hero-deco-ring2 { animation-delay: 0.58s, 1.93s; }

@media (prefers-reduced-motion: reduce) {
  .page-home header,
  .page-home .hero-bg-circle-1,
  .page-home .hero-bg-circle-2,
  .page-home .hero-deco,
  .page-home .hero-center h1,
  .page-home .hero-sub,
  .page-home .form-card,
  .page-home .hero-proof,
  .page-home .hero-eyebrow {
    animation: none !important;
    opacity: 1 !important;
    transform: none !important;
  }
}

/* ── CENTRE COLUMN ── */
.hero-center {
  position: relative; z-index: 2;
  display: flex; flex-direction: column; align-items: center;
  text-align: center;
  width: 100%; max-width: 505px;
}

/* Eyebrow pill */
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(182,240,81,0.10);
  border: 1px solid rgba(182,240,81,0.28);
  border-radius: 50px; padding: 6px 18px;
  font-size: 0.7rem; font-weight: 700; font-family: 'Montserrat', sans-serif;
  color: var(--amber-dark); letter-spacing: 0.1em; text-transform: uppercase;
  margin-bottom: 20px; width: fit-content;
  animation: fadeUp 1.1s cubic-bezier(0.16, 1, 0.3, 1) 0.1s both;
}
.hero-eyebrow .dot {
  width: 6px; height: 6px; border-radius: 50%;
  background: var(--amber); animation: pulse 2s ease infinite;
}

/* Headline */
.hero-center h1 {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(1.75rem, 3vw, 2.4rem);
  font-weight: 800; line-height: 1.15;
  letter-spacing: -0.02em; color: var(--text-dark);
  width: min(1100px, calc(100vw - 120px));
  white-space: normal;
  margin-bottom: 14px;
  animation: fadeUp 1.25s cubic-bezier(0.16, 1, 0.3, 1) 0.2s both;
}
.hero-center h1 em {
  font-style: normal;
  color: var(--amber-dark);
  position: relative;
  display: inline;
}
.hero-center h1 em::after {
  display: none;
}
.hero-center h1 .hero-h1-sub {
  display: inline-block;
  font-weight: 600;
  font-size: 0.78em;
  letter-spacing: -0.01em;
  color: var(--text-dark);
}

/* Subheading */
.hero-sub {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.05rem; font-weight: 500;
  color: var(--text-mid); line-height: 1.7;
  margin-bottom: 20px;
  max-width: 640px;
  width: 100vw;
  animation: fadeUp 1.25s cubic-bezier(0.16, 1, 0.3, 1) 0.38s both;
}
.hero-sub-br { display: none; }

/* Social proof row — sits below the form card */
.hero-proof {
  display: inline-flex; align-items: center; gap: 12px;
  margin-top: 16px; margin-bottom: 0;
  background: transparent;
  border: 0;
  border-radius: 0;
  padding: 0;
  box-shadow: none;
  animation: fadeUp 1.2s cubic-bezier(0.16, 1, 0.3, 1) 0.85s both;
}
.hero-proof-avs {
  display: flex; align-items: center;
  margin-right: 2px;
}
.hero-proof-avs > * { margin-left: -8px; }
.hero-proof-avs > *:first-child { margin-left: 0; }
/* Real photo avatar badges */
.hb-av-face {
  width: 31px; height: 31px; border-radius: 50%;
  border: 2px solid #fff;
  display: block;
  object-fit: cover;
  object-position: center top;
  flex-shrink: 0;
  background: #f4ffe6;
  box-shadow: 0 2px 7px rgba(14,26,10,0.13);
}
/* Meta text group */
.hero-proof-meta {
  display: flex; align-items: center; gap: 11px;
}
.hero-proof-volume {
  font-size: 0.84rem; font-weight: 700; color: #3f6f1f;
  font-family: 'Montserrat', sans-serif;
  background: rgba(182,240,81,0.18);
  border-radius: 999px;
  padding: 4px 9px;
  line-height: 1;
  white-space: nowrap;
}
.hero-proof-sep {
  width: 3px; height: 3px; border-radius: 50%;
  background: #87c643; opacity: 0.75;
  flex-shrink: 0;
}
.hero-proof-text {
  font-size: 0.84rem; font-weight: 600; color: #4b5b41;
  font-family: 'Montserrat', sans-serif;
  white-space: nowrap;
}
.hero-proof-text strong { color: #1f3a10; font-weight: 700; }

@media (max-width: 480px) {
  .hero-proof {
    gap: 8px;
    max-width: calc(100vw - 34px);
  }
  .hb-av-face {
    width: 27px; height: 27px;
    border-width: 2px;
  }
  .hero-proof-meta {
    gap: 7px;
  }
  .hero-proof-volume,
  .hero-proof-text {
    font-size: 0.72rem;
  }
  .hero-proof-volume {
    padding: 4px 7px;
  }
}

/* ── Floating Glass Message Cards ── */
.hero > .hero-leaf,
.hero > .hf-bubble,
.hero .hf-card {
  display: none !important;
}

.hf-card {
  position: absolute; z-index: 3;
  display: flex; align-items: flex-end; gap: 9px;
}
.hf-card-left {
  left: 32px; top: 40%;
  transform: translateY(-50%);
  flex-direction: row;
  animation: hfSlideRight 1.15s cubic-bezier(0.16, 1, 0.3, 1) 0.35s both;
}
.hf-card-right {
  right: 32px; top: 62%;
  transform: translateY(-50%);
  flex-direction: row-reverse;
  animation: hfSlideLeft 1.15s cubic-bezier(0.16, 1, 0.3, 1) 0.55s both;
}
@keyframes hfSlideRight {
  from { opacity: 0; transform: translateY(-50%) translateX(-12px); }
  to   { opacity: 1; transform: translateY(-50%) translateX(0); }
}
@keyframes hfSlideLeft {
  from { opacity: 0; transform: translateY(-50%) translateX(12px); }
  to   { opacity: 1; transform: translateY(-50%) translateX(0); }
}

/* Sender avatar */
.hf-sender-wrap { position: relative; flex-shrink: 0; }
.hf-sender {
  width: 36px; height: 36px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.62rem; font-weight: 800; color: rgba(255,255,255,0.92);
  /* glass avatar */
  background: rgba(255,255,255,0.22);
  backdrop-filter: blur(20px) saturate(160%);
  -webkit-backdrop-filter: blur(20px) saturate(160%);
  border: 1px solid rgba(255,255,255,0.5);
  box-shadow: 0 4px 14px rgba(14,26,10,0.10), inset 0 1px 0 rgba(255,255,255,0.6);
}
.hf-card-left  .hf-sender { color: rgba(20,55,38,0.9); }
.hf-card-right .hf-sender { color: rgba(130,80,10,0.9); }

/* Online dot */
.hf-online {
  position: absolute; bottom: 1px; right: 1px;
  width: 9px; height: 9px; border-radius: 50%;
  background: #87c643;
  border: 1.5px solid rgba(255,255,255,0.9);
  box-shadow: 0 0 6px rgba(52,199,89,0.5);
}
.hf-online::after {
  content: '';
  position: absolute; inset: -3px; border-radius: 50%;
  background: rgba(52,199,89,0.25);
  animation: pulse 2s ease infinite;
}

/* Glass bubble */
.hf-bubble {
  position: relative;
  max-width: 196px;
  padding: 12px 14px 10px;
  border-radius: 20px;
  /* core glass */
  background: linear-gradient(
    135deg,
    rgba(255,255,255,0.38) 0%,
    rgba(255,255,255,0.22) 100%
  );
  backdrop-filter: blur(24px) saturate(180%) brightness(1.05);
  -webkit-backdrop-filter: blur(24px) saturate(180%) brightness(1.05);
  /* gradient border via outline trick */
  border: 1px solid rgba(255,255,255,0.52);
  /* soft glow beneath */
  box-shadow:
    0 8px 32px rgba(14,26,10,0.08),
    0 1px 0   rgba(255,255,255,0.7) inset,
    0 -1px 0  rgba(14,26,10,0.04) inset;
}

/* Speech tail left */
.hf-card-left .hf-bubble  { border-top-left-radius: 5px; }
.hf-card-left .hf-bubble::before {
  content: '';
  position: absolute; bottom: 8px; left: -6px;
  width: 12px; height: 12px;
  background: inherit;
  backdrop-filter: inherit;
  -webkit-backdrop-filter: inherit;
  border-left: 1px solid rgba(255,255,255,0.52);
  border-bottom: 1px solid rgba(255,255,255,0.52);
  transform: rotate(45deg);
  border-radius: 0 0 0 3px;
}

/* Speech tail right */
.hf-card-right .hf-bubble { border-top-right-radius: 5px; }
.hf-card-right .hf-bubble::before {
  content: '';
  position: absolute; bottom: 8px; right: -6px;
  width: 12px; height: 12px;
  background: inherit;
  backdrop-filter: inherit;
  -webkit-backdrop-filter: inherit;
  border-right: 1px solid rgba(255,255,255,0.52);
  border-bottom: 1px solid rgba(255,255,255,0.52);
  transform: rotate(-45deg);
  border-radius: 0 0 3px 0;
}

/* Colour-tinted glow per card */
.hf-card-left  .hf-bubble { box-shadow: 0 8px 32px rgba(31,58,16,0.12), 0 1px 0 rgba(255,255,255,0.7) inset; }
.hf-card-right .hf-bubble { box-shadow: 0 8px 32px rgba(135,198,67,0.12), 0 1px 0 rgba(255,255,255,0.7) inset; }

/* Avatars row */
.hf-avatars { display: flex; margin-bottom: 7px; }
.hf-av {
  width: 22px; height: 22px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.48rem; font-weight: 800; color: rgba(255,255,255,0.95);
  border: 1.5px solid rgba(255,255,255,0.8);
  margin-left: -6px;
  box-shadow: 0 1px 4px rgba(14,26,10,0.12);
}
.hf-avatars .hf-av:first-child { margin-left: 0; }
.hf-av-more {
  background: rgba(150,150,150,0.45);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  font-size: 0.42rem;
}

/* Stars */
.hf-stars { margin-bottom: 6px; }
.hf-stars svg { width: 56px; height: 11px; display: block; opacity: 0.88; }

/* Text */
.hf-title {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.73rem; font-weight: 600;
  color: rgba(18,32,24,0.86); line-height: 1.45; margin: 0;
}
.hf-title strong { font-weight: 800; color: rgba(18,55,36,0.92); }
.hf-card-right .hf-title strong { color: rgba(148,90,10,0.92); }
.hf-sub {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.61rem; font-weight: 500;
  color: rgba(60,80,70,0.62); margin: 4px 0 0;
}

/* Timestamp */
.hf-time {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.52rem; font-weight: 500;
  color: rgba(100,115,108,0.5);
  margin-top: 6px; display: block; text-align: right;
}

/* suppress old leftovers */
.hf-icon-wrap, .hf-icon-green, .hf-icon-amber,
.hf-content, .hf-pulse { display: none; }

/* ── FORM CARD ── */
.form-card {
  position: relative; z-index: 2;
  width: 100%;
  background: var(--white);
  border-radius: 16px;
  overflow: hidden;
  scroll-margin-top: 90px;
  box-shadow:
    0 24px 56px rgba(14,26,10,0.12),
    0 10px 24px rgba(135,198,67,0.14),
    0 2px 6px rgba(14,26,10,0.06);
  border: 1px solid #d4dccb;
  animation: fadeUp 1.3s cubic-bezier(0.16, 1, 0.3, 1) 0.55s both;
  text-align: left;
}

/* ── Amount header ── */
.fc-header {
  padding: 20px 24px 16px;
  border-bottom: 1px solid #eef1e8;
  text-align: center;
}
.fc-header-label {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.7rem; font-weight: 700;
  color: var(--text-light);
  letter-spacing: 0.08em; text-transform: uppercase;
  margin-bottom: 10px;
}
.fc-amount-display {
  display: flex; align-items: center; justify-content: center;
  background: var(--cream);
  border: 1.5px solid #d4dccb;
  border-radius: 10px;
  padding: 12px 16px;
  gap: 6px;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.fc-amount-display:focus-within {
  border-color: var(--forest);
  box-shadow: 0 0 0 3px rgba(31,58,16,0.08);
}
.fc-currency {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.5rem; font-weight: 700;
  color: var(--text-mid); flex-shrink: 0;
  line-height: 1;
}
.fc-amount-input {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.85rem; font-weight: 700;
  color: var(--text-dark);
  background: none; border: none; outline: none;
  width: auto; min-width: 0; flex: 1;
  text-align: center;
  letter-spacing: -0.01em;
  line-height: 1.1;
  -moz-appearance: textfield;
}
.fc-amount-input::placeholder {
  font-weight: 500; color: #9aa68f; font-size: 1.1rem;
  text-align: center;
}
.fc-amount-input::-webkit-outer-spin-button,
.fc-amount-input::-webkit-inner-spin-button { -webkit-appearance: none; }

/* ── Range slider ── */
.fc-slider-wrap {
  padding: 16px 24px 4px;
}
/* fill div is kept in HTML but hidden — fill is driven via JS inline style on the slider */
.fc-slider-track-fill { display: none; }

.fc-slider {
  width: 100%;
  height: 6px;
  -webkit-appearance: none;
  appearance: none;
  border-radius: 100px;
  outline: none;
  cursor: pointer;
  background: linear-gradient(to right, var(--forest) 12%, #d4dccb 12%);
  box-shadow: inset 0 1px 2px rgba(26,18,8,0.08);
  transition: background 0.15s ease;
}

.fc-slider::-webkit-slider-runnable-track {
  height: 6px;
  border-radius: 100px;
}

/* Thumb */
.fc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 24px;
  height: 24px;
  margin-top: -9px;
  border-radius: 50%;
  background: linear-gradient(145deg, #6ea83a 0%, #1f3a10 100%);
  border: 3px solid #ffffff;
  box-shadow:
    0 2px 8px rgba(31,58,16,0.28),
    0 0 0 4px rgba(31,58,16,0.10);
  cursor: grab;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
.fc-slider::-webkit-slider-thumb:hover,
.fc-slider:active::-webkit-slider-thumb {
  transform: scale(1.12);
  box-shadow:
    0 4px 14px rgba(31,58,16,0.34),
    0 0 0 5px rgba(31,58,16,0.14);
  cursor: grabbing;
}
.fc-slider::-moz-range-track {
  height: 6px;
  border-radius: 100px;
  background: #d4dccb;
  box-shadow: inset 0 1px 2px rgba(26,18,8,0.08);
}
.fc-slider::-moz-range-thumb {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: linear-gradient(145deg, #6ea83a 0%, #1f3a10 100%);
  border: 3px solid #ffffff;
  box-shadow:
    0 2px 8px rgba(31,58,16,0.28),
    0 0 0 4px rgba(31,58,16,0.10);
  cursor: grab;
}
.fc-slider::-moz-range-progress {
  height: 6px;
  border-radius: 100px;
  background: linear-gradient(90deg, #6ea83a 0%, #1f3a10 100%);
}

.fc-slider-labels {
  display: flex; justify-content: space-between;
  margin-top: 6px;
  font-size: 0.66rem; color: var(--text-light);
  font-family: 'Montserrat', sans-serif; font-weight: 500;
}

/* ── Quick-select chips ── */
.fc-chips-wrap {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 8px;
  padding: 12px 24px 0;
}
.fc-chip {
  width: 100%;
  min-width: 0;
  padding: 9px 4px;
  border: 1px solid #9aa68f;
  border-radius: 8px;
  background: #fff;
  text-align: center;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--text-mid);
  cursor: pointer;
  white-space: nowrap;
  line-height: 1.2;
  -webkit-tap-highlight-color: transparent;
  transition:
    background 0.18s ease,
    border-color 0.18s ease,
    color 0.18s ease,
    transform 0.18s ease,
    box-shadow 0.18s ease;
}
.fc-chip:hover {
  background: linear-gradient(180deg, #f4ffe6 0%, #eafbd2 100%);
  border-color: #87c643;
  color: #0e1a0a;
  transform: translateY(-2px);
  box-shadow: 0 6px 16px rgba(135,198,67,0.22);
}
.fc-chip:active {
  transform: translateY(0);
  box-shadow: 0 2px 8px rgba(135,198,67,0.16);
}
.fc-chip[data-active],
.fc-chip.active {
  background: #1f3a10;
  border-color: #1f3a10;
  color: #ffffff;
  box-shadow: 0 4px 14px rgba(31,58,16,0.22);
}
.fc-chip[data-active]:hover,
.fc-chip.active:hover {
  background: #2a4d16;
  border-color: #2a4d16;
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 8px 18px rgba(31,58,16,0.28);
}

/* ── CTA wrapper ── */
.fc-cta-wrap {
  padding: 16px 24px 20px;
}

/* CTA button */
.cta-btn {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  width: 100%; padding: 14px 20px;
  background: rgb(192,120,16);
  color: var(--white); font-size: 1.05rem; font-weight: 600;
  font-family: 'Montserrat', sans-serif; border: none; border-radius: 10px;
  cursor: pointer; letter-spacing: 0.02em;
  transition: filter 0.18s, transform 0.15s;
  position: relative; overflow: hidden;
  box-shadow: 0 4px 18px rgba(135,198,67,0.30);
}
.cta-btn::after {
  content: '';
  position: absolute; top: 0; left: -120%; width: 60%; height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.12), transparent);
  transform: skewX(-20deg); animation: shimmer 3.5s ease 1.2s infinite;
}
.cta-btn:hover { background: rgb(30,77,47); filter: none; transform: scale(1.03) translateY(-1px); }
.cta-btn svg { width: 15px; height: 15px; flex-shrink: 0; }

/* Trust row */
.fc-trust-row {
  display: flex; align-items: center; justify-content: center;
  gap: 10px; flex-wrap: wrap;
  margin-top: 10px;
}
.fc-trust-item {
  display: inline-flex; align-items: center; gap: 4px;
  font-size: 0.67rem; font-weight: 500;
  color: var(--text-light);
  font-family: 'Montserrat', sans-serif;
}
.fc-trust-item svg { width: 11px; height: 11px; flex-shrink: 0; }
.fc-trust-dot {
  width: 2px; height: 2px; border-radius: 50%;
  background: var(--border); flex-shrink: 0;
}

/* Fine print */
.form-fine-block {
  padding: 10px 24px 12px;
  border-top: 1px solid #eef1e8;
}
.form-fine {
  font-size: 0.62rem; color: #9aa68f; line-height: 1.7;
  text-align: center; font-family: 'Montserrat', sans-serif;
}
.form-fine a { color: var(--amber-dark); font-weight: 600; text-decoration: none; }
.form-fine a:hover { text-decoration: underline; }

/* ── Viva green hero theme trial: scoped to the hero only ── */
.hero .hero-bg-circle-1 {
  background: radial-gradient(circle, rgba(182,240,81,0.28) 0%, transparent 68%);
}
.hero .hero-bg-circle-2 {
  background: radial-gradient(circle, rgba(135,198,67,0.20) 0%, transparent 68%);
}
.hero .hero-eyebrow {
  background: rgba(255,255,255,0.72);
  border-color: rgba(135,198,67,0.24);
  color: var(--hero-primary-dark);
  box-shadow: 0 6px 18px rgba(135,198,67,0.12);
}
.hero .hero-eyebrow .dot {
  background: var(--hero-accent);
}
.hero .hero-center h1 {
  color: var(--hero-text);
}
.hero .hero-center h1 em {
  color: var(--hero-primary);
}
.hero .hero-center h1 .hero-h1-sub {
  color: var(--hero-text);
}
.hero .hero-sub {
  color: var(--hero-muted);
}
.hero .hf-card-left .hf-bubble,
.hero .hf-card-right .hf-bubble {
  box-shadow: 0 8px 32px var(--hero-shadow), 0 1px 0 rgba(255,255,255,0.75) inset;
}
.hero .hf-card-right .hf-sender,
.hero .hf-card-right .hf-title strong {
  color: var(--hero-primary);
}
.hero .form-card {
  background: rgba(255,255,255,0.96);
  border-color: rgba(216,237,183,0.95);
  box-shadow:
    0 28px 64px rgba(14,26,10,0.14),
    0 14px 32px rgba(135,198,67,0.18),
    0 2px 8px rgba(16,35,24,0.06);
}
.hero .fc-header,
.hero .form-fine-block {
  border-color: var(--hero-border);
}
.hero .fc-header-label {
  color: #0e1a0a;
}
.hero .fc-slider-labels,
.hero .fc-trust-item,
.hero .form-fine {
  color: var(--hero-muted);
}
.hero .fc-amount-display {
  background: linear-gradient(180deg, #fbfff2 0%, var(--hero-surface-soft) 100%);
  border-color: var(--hero-border);
}
.hero .fc-amount-display:focus-within {
  border-color: var(--hero-primary);
  box-shadow: 0 0 0 3px rgba(135,198,67,0.18);
}
.hero .fc-currency,
.hero .fc-amount-input {
  color: var(--hero-text);
}
.hero .fc-currency {
  font-size: 1.5rem;
}
.hero .fc-amount-input {
  font-size: 1.85rem;
}
.hero .fc-amount-input::placeholder {
  font-size: 1.05rem;
}
.hero .fc-slider {
  background: linear-gradient(to right, #b6f051 0%, #87c643 12%, #eafbd2 12%, #d4dccb 100%);
  box-shadow: inset 0 1px 2px rgba(14,26,10,0.08);
}
.hero .fc-slider::-webkit-slider-thumb,
.hero .fc-slider::-moz-range-thumb {
  background: linear-gradient(145deg, #b6f051 0%, #87c643 55%, #6ea83a 100%);
  box-shadow:
    0 2px 8px rgba(31,58,16,0.24),
    0 0 0 4px rgba(135,198,67,0.16);
}
.hero .fc-slider::-webkit-slider-thumb:hover,
.hero .fc-slider:active::-webkit-slider-thumb {
  box-shadow:
    0 4px 14px rgba(31,58,16,0.30),
    0 0 0 5px rgba(135,198,67,0.22);
}
.hero .fc-slider::-moz-range-track {
  background: #d4dccb;
  box-shadow: inset 0 1px 2px rgba(14,26,10,0.08);
}
.hero .fc-slider::-moz-range-progress {
  background: linear-gradient(90deg, #b6f051 0%, #87c643 100%);
}
.hero .fc-chip {
  border-color: rgba(110,168,58,0.42);
  background: rgba(255,255,255,0.88);
  color: var(--hero-primary-dark);
  font-size: 0.9rem;
}
.hero .fc-chip:hover {
  background: linear-gradient(180deg, #f4ffe6 0%, #eafbd2 100%);
  border-color: #87c643;
  color: #0e1a0a;
  transform: translateY(-2px);
  box-shadow: 0 6px 16px rgba(135,198,67,0.24);
}
.hero .fc-chip[data-active],
.hero .fc-chip.active {
  background: #1f3a10;
  border-color: #1f3a10;
  color: #ffffff;
}
.hero .fc-chip[data-active]:hover,
.hero .fc-chip.active:hover {
  background: #2a4d16;
  border-color: #2a4d16;
  color: #ffffff;
}
.hero .cta-btn {
  background: #6ea83a;
  color: #ffffff;
  box-shadow: 0 8px 22px rgba(110,168,58,0.32);
  font-weight: 800;
  gap: 10px;
}
.hero .cta-btn::after {
  display: none;
}
.hero .cta-btn .cta-btn-arrow {
  width: 24px;
  height: 24px;
  flex-shrink: 0;
  transition: transform 0.22s ease;
}
.hero .cta-btn:hover {
  background: #5f9432;
  color: #ffffff;
  box-shadow: 0 12px 28px rgba(110,168,58,0.38);
}
.hero .cta-btn:hover .cta-btn-arrow {
  transform: translateX(4px);
}
.hero .form-fine a {
  color: var(--hero-primary);
}

/* Avatar circles — used in hero proof strip and trust badge */
.hb-av {
  width: 30px; height: 30px; border-radius: 50%;
  border: 2px solid var(--white); flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.62rem; font-weight: 700; color: var(--white);
}
.hb-av-a { background: linear-gradient(135deg,#6b7a60,#4b5b41); }
.hb-av-b { background: linear-gradient(135deg,#9aa68f,#6b7a60); }
.hb-av-c { background: linear-gradient(135deg,#87c643,#4a7a25); }

/* shared badge-av aliases */
.badge-avatars { display: flex; }
.badge-av {
  width: 30px; height: 30px; border-radius: 50%;
  border: 2px solid var(--white); margin-left: -8px; flex-shrink: 0;
  display: block;
  object-fit: cover;
  object-position: center top;
  background: #f4ffe6;
  box-shadow: 0 2px 7px rgba(14,26,10,0.13);
}
.badge-av:first-child { margin-left: 0; }

/* Stats strip */
.stats-strip {
  width: 100%;
  max-width: 1100px;
  margin: 0 auto;
  padding: 48px 40px;
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  background: transparent;
}
.stat-item {
  background: #fff;
  border: 1px solid #d4dccb;
  border-radius: 16px;
  padding: 28px 20px;
  text-align: center;
  display: flex; flex-direction: column; align-items: center; gap: 10px;
  box-shadow: 0 2px 12px rgba(14,26,10,0.05);
  /* Entrance handled by scroll reveal in main.js — avoids double animation */
  transition: transform 0.18s, box-shadow 0.18s;
}
.stat-item:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 28px rgba(14,26,10,0.10);
}
.stat-icon {
  width: 44px; height: 44px; border-radius: 12px;
  background: linear-gradient(135deg, #eef1e8, #eafbd2);
  display: flex; align-items: center; justify-content: center;
  color: var(--forest); flex-shrink: 0;
}
.stat-icon svg { width: 20px; height: 20px; }
.stat-num {
  font-family: 'Montserrat', sans-serif;
  font-size: 2rem; font-weight: 900;
  color: var(--text-dark); line-height: 1;
}
.stat-label {
  font-size: 0.75rem; font-weight: 500;
  color: var(--text-light);
  font-family: 'Montserrat', sans-serif;
  line-height: 1.4;
}

/* ─── LOAN TYPES ─── */
.loan-types-section {
  background: #6ea83a;
  padding: 80px 48px 88px;
  text-align: center;
  display: flex; flex-direction: column; align-items: center;
  position: relative; overflow: hidden;
}
.loan-types-section::before {
  content: '';
  position: absolute; inset: 0;
  background-image: radial-gradient(circle, #b6f051 1px, transparent 1px);
  background-size: 22px 22px;
  opacity: 0.15;
  pointer-events: none; z-index: 0;
}
.loan-types-section .section-label {
  position: relative; z-index: 1;
  color: #ffffff;
}
.loan-types-section .section-label::before {
  background: #ffffff;
}
.loan-types-section .section-label::after {
  background: rgba(255,255,255,0.55);
  opacity: 1;
}
.loan-types-section .section-title {
  font-size: clamp(1.8rem, 2.8vw, 2.4rem);
  margin-bottom: 12px;
  position: relative; z-index: 1;
  color: #ffffff;
  text-align: center; width: 100%; display: block;
}
.loan-types-section .section-sub {
  white-space: nowrap;
  font-size: 1.05rem;
  margin: 0 auto;
  position: relative; z-index: 1;
  color: rgba(255,255,255,0.72);
  text-align: center; width: max-content; max-width: 100%; display: block;
}
.loan-types-grid {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: nowrap;
  margin-top: 48px;
  position: relative; z-index: 1;
}

/* ── Loan type cards ── */
.loan-types-section .lt-card {
  display: flex; flex-direction: column; align-items: center; gap: 20px;
  text-decoration: none;
  background: #ffffff;
  border: 1px solid rgba(255,255,255,0.8);
  border-radius: 24px;
  padding: 44px 28px 38px;
  flex: 1; min-width: 0;
  cursor: pointer;
  box-shadow: 0 8px 32px rgba(14,26,10,0.12);
  transition: transform 0.28s ease, box-shadow 0.28s ease, background 0.22s ease, border-color 0.22s ease;
  /* Entrance prep — revealed on scroll */
  opacity: 0;
  transform: translate3d(0, 28px, 0) scale(0.94);
}
.loan-types-section.is-lt-in .lt-card {
  animation: ltCardIn 0.95s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
.loan-types-section.is-lt-in .lt-card:nth-child(1) { animation-delay: 0.05s; }
.loan-types-section.is-lt-in .lt-card:nth-child(2) { animation-delay: 0.18s; }
.loan-types-section.is-lt-in .lt-card:nth-child(3) { animation-delay: 0.31s; }
.loan-types-section.is-lt-in .lt-card:nth-child(4) { animation-delay: 0.44s; }
.loan-types-section.is-lt-in .lt-card:nth-child(5) { animation-delay: 0.57s; }

.loan-types-section.is-lt-in .lt-card .lt-icon {
  animation: ltIconIn 0.7s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
.loan-types-section.is-lt-in .lt-card:nth-child(1) .lt-icon { animation-delay: 0.18s; }
.loan-types-section.is-lt-in .lt-card:nth-child(2) .lt-icon { animation-delay: 0.31s; }
.loan-types-section.is-lt-in .lt-card:nth-child(3) .lt-icon { animation-delay: 0.44s; }
.loan-types-section.is-lt-in .lt-card:nth-child(4) .lt-icon { animation-delay: 0.57s; }
.loan-types-section.is-lt-in .lt-card:nth-child(5) .lt-icon { animation-delay: 0.7s; }

.loan-types-section.is-lt-in .lt-card .lt-label {
  animation: ltLabelIn 0.65s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
.loan-types-section.is-lt-in .lt-card:nth-child(1) .lt-label { animation-delay: 0.26s; }
.loan-types-section.is-lt-in .lt-card:nth-child(2) .lt-label { animation-delay: 0.39s; }
.loan-types-section.is-lt-in .lt-card:nth-child(3) .lt-label { animation-delay: 0.52s; }
.loan-types-section.is-lt-in .lt-card:nth-child(4) .lt-label { animation-delay: 0.65s; }
.loan-types-section.is-lt-in .lt-card:nth-child(5) .lt-label { animation-delay: 0.78s; }

@keyframes ltCardIn {
  from {
    opacity: 0;
    transform: translate3d(0, 28px, 0) scale(0.94);
  }
  to {
    opacity: 1;
    transform: translate3d(0, 0, 0) scale(1);
  }
}
@keyframes ltIconIn {
  from { opacity: 0; transform: scale(0.7); }
  to   { opacity: 1; transform: scale(1); }
}
@keyframes ltLabelIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}

.loan-types-section .lt-card:hover {
  transform: translateY(-6px);
  background: #0e1a0a;
  border-color: transparent;
  box-shadow: 0 20px 48px rgba(14,26,10,0.28);
}
.loan-types-section .lt-icon {
  width: 80px; height: 80px; flex-shrink: 0;
  border-radius: 50%;
  background: linear-gradient(95deg, rgba(182,240,81,0.16) 0%, rgba(135,198,67,0.1) 100%);
  display: flex; align-items: center; justify-content: center;
  transition: background 0.22s ease;
  opacity: 0;
  transform: scale(0.7);
}
.loan-types-section .lt-icon svg { width: 64px; height: 64px; }
.loan-types-section .lt-card:hover .lt-icon {
  background: rgba(182,240,81,0.14);
}
.loan-types-section .lt-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 1rem; font-weight: 700;
  text-align: center; line-height: 1;
  white-space: nowrap;
  color: var(--green-dark);
  transition: color 0.22s ease;
  opacity: 0;
  transform: translateY(8px);
}
.loan-types-section .lt-card:hover .lt-label {
  color: #ffffff;
}

/* After entrance finishes, keep hover transforms working cleanly */
.loan-types-section.is-lt-done .lt-card,
.loan-types-section.is-lt-done .lt-card .lt-icon,
.loan-types-section.is-lt-done .lt-card .lt-label {
  animation: none;
  opacity: 1;
  transform: none;
}
.loan-types-section.is-lt-done .lt-card:hover {
  transform: translateY(-6px);
}

@media (prefers-reduced-motion: reduce) {
  .loan-types-section .lt-card,
  .loan-types-section .lt-icon,
  .loan-types-section .lt-label {
    opacity: 1 !important;
    transform: none !important;
    animation: none !important;
  }
}

/* ── Tablet landscape (iPad Pro / large tablet): 901px – 1024px ── */
@media (max-width: 1024px) and (min-width: 901px) {
  .loan-types-section { padding: 72px 36px 80px; }
  .loan-types-section .section-sub { white-space: normal; }
  .loan-types-grid { flex-wrap: wrap; gap: 14px; justify-content: center; }
  .loan-types-section .lt-card { flex: 0 0 calc(33.333% - 12px); max-width: calc(33.333% - 12px); padding: 36px 20px 30px; gap: 16px; }
  .loan-types-section .lt-icon { width: 68px; height: 68px; }
  .loan-types-section .lt-icon svg { width: 54px; height: 54px; }
  .loan-types-section .lt-label { font-size: 0.94rem; white-space: normal; text-align: center; }
}

/* ── Tablet portrait (iPad mini/Air portrait): 601px – 900px ── */
@media (max-width: 900px) and (min-width: 601px) {
  .loan-types-section { padding: 64px 28px 72px; }
  .loan-types-section .section-sub { white-space: normal; }
  .loan-types-grid { flex-wrap: wrap; gap: 12px; justify-content: center; }
  .loan-types-section .lt-card { flex: 0 0 calc(33.333% - 10px); max-width: calc(33.333% - 10px); padding: 30px 16px 26px; gap: 14px; }
  .loan-types-section .lt-icon { width: 60px; height: 60px; }
  .loan-types-section .lt-icon svg { width: 48px; height: 48px; }
  .loan-types-section .lt-label { font-size: 0.9rem; white-space: normal; text-align: center; }
}

/* ── Mobile ── */
@media (max-width: 600px) {
  .loan-types-section { padding: 48px 14px 56px; }
  .loan-types-section .section-sub { white-space: normal; font-size: 0.88rem; }
  .loan-types-grid { flex-wrap: wrap; gap: 10px; justify-content: center; }
  .loan-types-section .lt-card { flex: 0 0 calc(50% - 7px); max-width: calc(50% - 7px); padding: 26px 12px 22px; gap: 12px; }
  .loan-types-section .lt-icon { width: 52px; height: 52px; }
  .loan-types-section .lt-icon svg { width: 42px; height: 42px; }
  .loan-types-section .lt-label { font-size: 0.84rem; white-space: normal; text-align: center; }
}

/* ─── SECTION WRAPPER ─── */
.section-wrap { max-width: 1280px; margin: 0 auto; }

/* ─── DIVIDER ─── */
.tribal-divider { display: none; }

/* ─── HOW IT WORKS ─── */
.how-section {
  background: #ffffff;
  padding: 80px 80px 100px;
  display: flex; flex-direction: column; align-items: center;
  gap: 56px;
  position: relative; overflow: hidden;
}
.how-header {
  text-align: center; width: 100%; max-width: 900px;
  position: relative; z-index: 1;
}
.how-header .section-title {
  margin-bottom: 10px;
  white-space: nowrap;
}
.how-header .section-sub {
  margin-bottom: 0;
  white-space: nowrap;
}
.how-body {
  display: grid; grid-template-columns: 480px 1fr;
  gap: 56px; align-items: center;
  max-width: 1000px; width: 100%;
  position: relative; z-index: 1;
}

/* Background dollar notes */
.how-note {
  position: absolute;
  z-index: 0;
  pointer-events: none;
  object-fit: contain;
  /* Keep leaves soft/light — never full opacity or multiply darkening */
  mix-blend-mode: normal;
  filter: brightness(1.45) saturate(0.75);
  height: auto;
  opacity: 0.055;
}
.how-note-1 {
  top: 24px;
  right: 28px;
  width: clamp(120px, 14vw, 190px);
  transform: rotate(-12deg);
  opacity: 0.055;
}
.how-note-2 {
  bottom: 28px;
  left: 20px;
  width: clamp(96px, 12vw, 150px);
  transform: rotate(10deg);
  opacity: 0.045;
}

.how-section::before {
  content: '';
  position: absolute; bottom: -60px; right: -60px;
  width: 360px; height: 360px; border-radius: 50%;
  background: radial-gradient(circle, rgba(182,240,81,0.08) 0%, transparent 70%);
  pointer-events: none;
}

/* Image column */
.how-img-wrap {
  position: relative;
}
.how-img {
  width: 100%; height: 540px;
  object-fit: cover;
  border-radius: 28px;
  display: block;
  box-shadow: 0 20px 60px rgba(14,26,10,0.14);
}
.how-img-badge {
  position: absolute; bottom: 28px; left: 28px;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1px solid rgba(255,255,255,0.7);
  border-radius: 16px;
  padding: 12px 18px;
  display: flex; align-items: center; gap: 10px;
  box-shadow: 0 4px 20px rgba(14,26,10,0.10);
}
.how-img-badge svg { width: 22px; height: 22px; flex-shrink: 0; }
.how-badge-num {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.88rem; font-weight: 800;
  color: var(--text-dark); line-height: 1;
}
.how-badge-sub {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.65rem; font-weight: 500;
  color: var(--text-light); margin-top: 2px;
}

/* Right column */
.how-right {
  display: flex; flex-direction: column; gap: 0;
}
/* Steps list */
.steps-list {
  display: flex; flex-direction: column; gap: 18px;
}
.step-card {
  background: linear-gradient(135deg, #ffffff 0%, #fcfef9 100%);
  border-radius: 16px;
  padding: 20px 22px;
  box-shadow: 0 4px 20px rgba(14,26,10,0.05), 0 1px 4px rgba(14,26,10,0.03);
  border: 1px solid rgba(135, 198, 67, 0.12);
  display: flex; align-items: stretch; gap: 18px;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease, border-color 0.2s ease;
  max-width: 420px;
  opacity: 0;
  transform: translate3d(0, 24px, 0) scale(0.96);
}
.steps-list.is-steps-in .step-card {
  animation: stepCardIn 0.9s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
.steps-list.is-steps-in .step-card:nth-child(1) { animation-delay: 0.06s; }
.steps-list.is-steps-in .step-card:nth-child(2) { animation-delay: 0.22s; }
.steps-list.is-steps-in .step-card:nth-child(3) { animation-delay: 0.38s; }

.steps-list.is-steps-in .step-card .step-num {
  animation: stepNumIn 0.7s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
.steps-list.is-steps-in .step-card:nth-child(1) .step-num { animation-delay: 0.18s; }
.steps-list.is-steps-in .step-card:nth-child(2) .step-num { animation-delay: 0.34s; }
.steps-list.is-steps-in .step-card:nth-child(3) .step-num { animation-delay: 0.5s; }

.steps-list.is-steps-in .step-card .step-text {
  animation: stepTextIn 0.7s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
.steps-list.is-steps-in .step-card:nth-child(1) .step-text { animation-delay: 0.24s; }
.steps-list.is-steps-in .step-card:nth-child(2) .step-text { animation-delay: 0.4s; }
.steps-list.is-steps-in .step-card:nth-child(3) .step-text { animation-delay: 0.56s; }

@keyframes stepCardIn {
  from { opacity: 0; transform: translate3d(0, 24px, 0) scale(0.96); }
  to   { opacity: 1; transform: translate3d(0, 0, 0) scale(1); }
}
@keyframes stepNumIn {
  from { opacity: 0; transform: translateX(-10px) scale(0.85); }
  to   { opacity: 1; transform: translateX(0) scale(1); }
}
@keyframes stepTextIn {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}

.step-card:hover {
  transform: translateY(-2px);
  background: linear-gradient(135deg, #f6fbea 0%, #eef9d6 100%);
  border-color: rgba(135, 198, 67, 0.3);
  box-shadow: 0 12px 36px rgba(135, 198, 67, 0.16);
}
.step-num {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(3.2rem, 5vw, 4.4rem);
  font-weight: 800;
  font-variant-numeric: tabular-nums;
  letter-spacing: -0.04em;
  color: var(--green-2);
  line-height: 1;
  flex-shrink: 0;
  width: 72px;
  text-align: left;
  align-self: stretch;
  display: flex;
  align-items: center;
  transition: color 0.28s ease;
  opacity: 0;
  transform: translateX(-10px) scale(0.85);
}
.step-card:hover .step-num {
  color: var(--green-dark);
}
.step-text {
  display: flex; flex-direction: column; gap: 5px; min-width: 0;
  justify-content: center;
  padding: 4px 0;
  opacity: 0;
  transform: translateY(10px);
}
.step-card:nth-child(2) {
  margin-left: 48px;
}
.step-card h3 {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.18rem; font-weight: 600;
  color: var(--text-dark); margin: 0;
}
.step-card p {
  font-size: 0.95rem; color: var(--text-light);
  line-height: 1.7; margin: 0;
  white-space: normal; word-break: normal;
}

.steps-list.is-steps-done .step-card,
.steps-list.is-steps-done .step-card .step-num,
.steps-list.is-steps-done .step-card .step-text {
  animation: none;
  opacity: 1;
  transform: none;
}
.steps-list.is-steps-done .step-card:hover {
  transform: translateY(-2px);
}
@media (prefers-reduced-motion: reduce) {
  .step-card,
  .step-num,
  .step-text {
    opacity: 1 !important;
    transform: none !important;
    animation: none !important;
  }
}

.section-label,
.table-sub-label,
.cta-left-eyebrow,
.ga-section-label {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--green-dark);
  margin-bottom: 14px;
}

.section-label::before,
.table-sub-label::before,
.cta-left-eyebrow::before,
.ga-section-label::before {
  content: '';
  flex: none;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--green-2);
}

.section-label::after,
.table-sub-label::after,
.cta-left-eyebrow::after,
.ga-section-label::after {
  content: '';
  flex: none;
  width: 40px;
  height: 1px;
  background: var(--green-2);
  opacity: 0.45;
}

.cta-left-eyebrow {
  margin-bottom: 18px;
}

.table-sub-label {
  margin-bottom: 16px;
}

.section-title {
  font-family: 'Montserrat', sans-serif;
  font-size: 2.6rem; font-weight: 800;
  line-height: 1.15; color: var(--text-dark);
  margin-bottom: 12px;
}

.section-sub { font-size: 1rem; color: var(--text-light); max-width: 520px; margin: 0 auto 60px; }

/* old step-card/grid removed — replaced by step-row layout */

/* ─── TRUST / VISUAL ─── */
.trust-section {
  background: #ffffff;
  padding: 100px 80px;
  display: flex; justify-content: center;
  position: relative; overflow: hidden;
}
.trust-inner {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 48px; align-items: center;
  max-width: 1100px; width: 100%;
}

.trust-section::before {
  content: '';
  position: absolute; top: -80px; left: -80px;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(182,240,81,0.12) 0%, transparent 65%);
}

.trust-eyebrow { margin-bottom: 14px; }

.trust-left h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: 3rem; font-weight: 600;
  line-height: 1.12; margin-bottom: 20px;
}

.trust-left p {
  font-size: 0.97rem; color: var(--text-mid);
  line-height: 1.75; margin-bottom: 36px; max-width: 440px;
}

@property --btn-hover-overlay {
  syntax: '<number>';
  inherits: false;
  initial-value: 0;
}

.trust-btn {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 16px 36px;
  --btn-hover-overlay: 0;
  background:
    linear-gradient(rgba(14, 26, 10, var(--btn-hover-overlay)), rgba(14, 26, 10, var(--btn-hover-overlay))),
    linear-gradient(135deg, var(--green-1) 0%, var(--green-2) 100%);
  color: var(--hero-primary-dark, #0e1a0a);
  border-radius: 50px; border: none;
  font-weight: 800; font-size: 0.97rem; cursor: pointer;
  font-family: 'Montserrat', sans-serif; text-decoration: none;
  box-shadow: 0 10px 28px rgba(135,198,67,0.32);
  -webkit-tap-highlight-color: transparent;
  transition: --btn-hover-overlay 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease, color 0.25s ease;
}
.trust-btn:hover {
  --btn-hover-overlay: 1;
  color: #b6f051;
  transform: scale(1.06);
  box-shadow: 0 12px 36px rgba(14,26,10,0.28);
}
.trust-btn svg { width: 16px; height: 16px; transition: transform 0.25s; }
.trust-btn svg path { stroke: currentColor; }
.trust-btn:hover svg { transform: translateX(4px); }

/* Features pills */
.feature-pills {
  display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 32px;
}

.pill {
  display: flex; align-items: center; gap: 8px;
  padding: 8px 16px; background: var(--white);
  border-radius: 50px; font-size: 0.8rem; font-weight: 700;
  color: var(--text-mid); box-shadow: 0 2px 8px var(--shadow-dark);
  border: 1px solid var(--border);
}

.pill .pill-dot { width: 7px; height: 7px; border-radius: 50%; background: var(--forest-light); flex-shrink: 0; }

/* Phone mockup enhanced */
.phone-wrap {
  position: relative;
  display: flex;
  justify-content: center;
  perspective: 900px;
}

.phone-mock {
  position: relative;
  display: flex;
  flex-direction: column;
  align-items: center;
  width: clamp(220px, 32vw, 350px);
  isolation: isolate;
}

.phone-mock::before {
  content: "Safe & Secure";
  position: absolute;
  right: clamp(-42px, -3.8vw, -24px);
  bottom: clamp(56px, 8vw, 82px);
  z-index: 6;
  display: inline-flex;
  align-items: center;
  width: auto;
  min-width: clamp(118px, 13vw, 154px);
  min-height: clamp(34px, 4vw, 44px);
  padding: 0 clamp(11px, 1.4vw, 15px) 0 clamp(42px, 4.8vw, 54px);
  border: 1px solid rgba(135,198,67,0.34);
  border-radius: 999px;
  --badge-icon-center: clamp(21px, 2.4vw, 27px);
  --badge-icon-left: clamp(14.5px, 1.6vw, 18.5px);
  --badge-icon-size: clamp(13px, 1.6vw, 17px);
  --badge-icon-radius: clamp(14px, 1.8vw, 19px);
  background:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath fill='%23f9c800' d='M12 3l7 3v5c0 4.6-3 8.2-7 10-4-1.8-7-5.4-7-10V6l7-3z'/%3E%3Cpath fill='none' stroke='%23102a0d' stroke-width='2' stroke-linecap='round' stroke-linejoin='round' d='M8.5 12l2.1 2.1 4.8-5'/%3E%3C/svg%3E") var(--badge-icon-left) 50% / var(--badge-icon-size) var(--badge-icon-size) no-repeat,
    radial-gradient(circle at var(--badge-icon-center) 50%, #102a0d 0, #102a0d var(--badge-icon-radius), transparent calc(var(--badge-icon-radius) + 1px)),
    linear-gradient(135deg, #c8f060 0%, #b6f051 46%, #87c643 100%);
  box-shadow: 0 12px 28px rgba(14,26,10,0.16);
  color: #183315;
  font-size: clamp(0.62rem, 1vw, 0.82rem);
  font-weight: 900;
  line-height: 1;
  white-space: nowrap;
  animation: floatY 5s ease-in-out infinite;
}

.phone-mock::after {
  content: "";
  position: absolute;
  bottom: 28px;
  left: 50%;
  width: 82%;
  height: 30px;
  border-radius: 999px;
  background: radial-gradient(ellipse at center, rgba(14,26,10,0.3), rgba(135,198,67,0.14) 50%, transparent 72%);
  filter: blur(12px);
  transform: translateX(-50%);
  z-index: -1;
}

.phone-frame {
  position: relative;
  width: 100%;
  padding: clamp(5px, 0.75vw, 7px);
  border-radius: clamp(28px, 5vw, 42px);
  background:
    linear-gradient(145deg, rgba(255,255,255,0.18), rgba(255,255,255,0) 18%, rgba(0,0,0,0.55) 78%),
    linear-gradient(135deg, #343a36 0%, #080b09 46%, #1a1f1c 100%);
  box-shadow:
    0 28px 70px rgba(14,26,10,0.28),
    inset 0 1px 1px rgba(255,255,255,0.22),
    inset 0 -2px 6px rgba(0,0,0,0.62);
  transform-style: preserve-3d;
  transition: transform 0.55s cubic-bezier(0.22, 1, 0.36, 1);
  z-index: 2;
}

.phone-btn {
  position: absolute;
  width: 4px;
  border-radius: 999px;
  background: linear-gradient(180deg, #3b423e, #111512);
  box-shadow: inset 1px 0 0 rgba(255,255,255,0.16);
}

.phone-btn-power {
  right: -4px;
  top: 31%;
  height: 52px;
}

.phone-btn-vol1 {
  left: -4px;
  top: 25%;
  height: 40px;
}

.phone-btn-vol2 {
  left: -4px;
  top: 37%;
  height: 48px;
}

.phone-screen {
  position: relative;
  aspect-ratio: 9 / 19.5;
  overflow: hidden;
  border-radius: clamp(22px, 4vw, 34px);
  background:
    radial-gradient(circle at 22% 12%, rgba(200,240,96,0.56), transparent 28%),
    linear-gradient(180deg, #fbfff4 0%, #edf8df 55%, #e4f3d6 100%);
  box-shadow:
    inset 0 0 0 1px rgba(255,255,255,0.54),
    inset 0 -14px 30px rgba(14,26,10,0.08);
}

.phone-screen::before {
  content: "";
  position: absolute;
  inset: -22% -62% auto 26%;
  height: 82%;
  background: linear-gradient(110deg, rgba(255,255,255,0.46), rgba(255,255,255,0.08) 42%, transparent 58%);
  transform: rotate(17deg);
  pointer-events: none;
  z-index: 5;
}

.phone-island {
  position: absolute;
  top: clamp(8px, 1.4vw, 12px);
  left: 50%;
  width: 31%;
  height: clamp(17px, 2.2vw, 24px);
  border-radius: 999px;
  background: #070908;
  transform: translateX(-50%);
  box-shadow: inset 0 -1px 1px rgba(255,255,255,0.08);
  z-index: 7;
}

.phone-cam {
  position: absolute;
  top: clamp(14px, 2vw, 20px);
  left: calc(50% + clamp(24px, 4vw, 36px));
  width: clamp(4px, 0.7vw, 6px);
  height: clamp(4px, 0.7vw, 6px);
  border-radius: 50%;
  background: radial-gradient(circle at 35% 35%, #3e544d, #050606 62%);
  z-index: 8;
}

.mini-status {
  position: absolute;
  top: clamp(11px, 1.9vw, 17px);
  left: clamp(16px, 2.4vw, 24px);
  color: #183315;
  font-size: clamp(0.54rem, 1.2vw, 0.72rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  z-index: 6;
}

.phone-brand-icon {
  position: absolute;
  top: clamp(38px, 6vw, 52px);
  left: 50%;
  z-index: 6;
  width: clamp(40px, 5.8vw, 54px);
  height: clamp(40px, 5.8vw, 54px);
  transform: translateX(-50%);
  object-fit: contain;
  display: block;
  pointer-events: none;
}

.phone-slide {
  position: absolute;
  inset: 20% 7% 10%;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  transform: translateY(10px) scale(0.98);
  transition: opacity 0.45s ease, transform 0.45s ease;
  pointer-events: none;
  z-index: 2;
}

.phone-slide.active {
  opacity: 1;
  transform: translateY(0) scale(1);
  pointer-events: auto;
}

.mini-card {
  width: 100%;
  padding: clamp(12px, 2.5vw, 20px);
  border: 1px solid rgba(135,198,67,0.2);
  border-radius: clamp(16px, 3vw, 24px);
  background: rgba(255,255,255,0.92);
  box-shadow:
    0 18px 42px rgba(14,26,10,0.12),
    inset 0 1px 0 rgba(255,255,255,0.8);
  color: #183315;
  backdrop-filter: blur(12px);
}

.mini-label {
  display: block;
  margin-bottom: clamp(5px, 1vw, 8px);
  color: #45683b;
  font-size: clamp(0.6rem, 1.2vw, 0.8rem);
  font-weight: 800;
}

.mini-amount {
  display: block;
  margin-bottom: clamp(11px, 1.8vw, 16px);
  color: #102a0d;
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(1.75rem, 4vw, 2.8rem);
  line-height: 0.95;
  letter-spacing: -0.06em;
}

.mini-slider {
  position: relative;
  height: clamp(7px, 1vw, 9px);
  margin-bottom: clamp(14px, 2.2vw, 18px);
  overflow: visible;
  border-radius: 999px;
  background: #e6f6d4;
}

.mini-slider-fill {
  position: absolute;
  inset: 0 auto 0 0;
  width: 30%;
  border-radius: inherit;
  background: linear-gradient(135deg, #c8f060 0%, #87c643 100%);
}

.mini-slider-thumb {
  position: absolute;
  top: 50%;
  left: 30%;
  width: clamp(13px, 2vw, 18px);
  height: clamp(13px, 2vw, 18px);
  border: 3px solid #ffffff;
  border-radius: 50%;
  background: #87c643;
  box-shadow: 0 4px 12px rgba(93,139,47,0.28);
  transform: translate(-50%, -50%);
}

.mini-chips {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(5px, 1vw, 8px);
  margin-bottom: clamp(13px, 2vw, 18px);
}

.mini-chips span {
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: clamp(28px, 4vw, 38px);
  border: 1px solid #dceecb;
  border-radius: 999px;
  background: #f6fde9;
  color: #45683b;
  font-size: clamp(0.56rem, 1.1vw, 0.76rem);
  font-weight: 800;
}

.mini-chips span.active {
  border-color: transparent;
  background: linear-gradient(135deg, #c8f060 0%, #87c643 100%);
  color: #102a0d;
  box-shadow: 0 8px 18px rgba(135,198,67,0.28);
}

.mini-cta {
  width: 100%;
  min-height: clamp(36px, 5vw, 48px);
  border: 0;
  border-radius: 999px;
  background: linear-gradient(135deg, #c8f060 0%, #87c643 100%);
  color: #102a0d;
  cursor: pointer;
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(0.62rem, 1.2vw, 0.82rem);
  font-weight: 900;
  box-shadow: 0 10px 24px rgba(135,198,67,0.34);
}

.loader-dots {
  display: flex;
  justify-content: center;
  gap: 7px;
  margin-bottom: clamp(12px, 2vw, 18px);
}

.loader-dots span {
  width: clamp(8px, 1.2vw, 11px);
  height: clamp(8px, 1.2vw, 11px);
  border-radius: 50%;
  background: linear-gradient(135deg, #c8f060 0%, #87c643 100%);
  animation: phoneLoaderDot 0.9s ease-in-out infinite;
}

.loader-dots span:nth-child(2) { animation-delay: 0.15s; }
.loader-dots span:nth-child(3) { animation-delay: 0.3s; }

.mini-title {
  display: block;
  margin-bottom: clamp(15px, 2.4vw, 22px);
  text-align: center;
  color: #102a0d;
  font-size: clamp(0.8rem, 1.5vw, 1.04rem);
}

.mini-checklist {
  display: flex;
  flex-direction: column;
  gap: clamp(8px, 1.4vw, 12px);
  list-style: none;
  padding: 0;
  margin: 0;
}

.mini-checklist li {
  display: flex;
  align-items: center;
  gap: 8px;
  color: #264b22;
  font-size: clamp(0.62rem, 1.15vw, 0.82rem);
  font-weight: 800;
}

.mini-checklist li span {
  width: clamp(15px, 2vw, 20px);
  height: clamp(15px, 2vw, 20px);
  border-radius: 50%;
  background: linear-gradient(135deg, #c8f060 0%, #87c643 100%);
  box-shadow: inset 0 0 0 4px rgba(255,255,255,0.42);
  flex: 0 0 auto;
}

.mini-checklist li.pending {
  color: #91a987;
}

.mini-checklist li.pending span {
  background: #edf5e7;
  box-shadow: inset 0 0 0 2px #d8eacb;
}

.mini-card-success {
  text-align: center;
}

.mini-success-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: clamp(48px, 7vw, 68px);
  height: clamp(48px, 7vw, 68px);
  margin-bottom: clamp(12px, 2vw, 18px);
  border-radius: 50%;
  background: linear-gradient(135deg, #c8f060 0%, #87c643 100%);
  color: #102a0d;
  box-shadow: 0 16px 30px rgba(135,198,67,0.36);
}

.mini-success-badge svg {
  width: 52%;
  height: 52%;
}

.mini-deposit-row {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 5px;
  width: 100%;
  padding: clamp(8px, 1.3vw, 10px);
  border-radius: 999px;
  background: #f1f9e6;
  color: #264b22;
  font-size: clamp(0.5rem, 0.9vw, 0.66rem);
  font-weight: 500;
  line-height: 1;
  white-space: nowrap;
}

.mini-deposit-row svg {
  width: clamp(13px, 1.8vw, 17px);
  height: clamp(13px, 1.8vw, 17px);
  flex: 0 0 auto;
}

.phone-home-indicator {
  position: absolute;
  bottom: clamp(8px, 1.2vw, 12px);
  left: 50%;
  width: 36%;
  height: clamp(4px, 0.7vw, 5px);
  border-radius: 999px;
  background: rgba(16,42,13,0.28);
  transform: translateX(-50%);
  z-index: 6;
}

.phone-showcase-dots {
  display: flex;
  justify-content: center;
  gap: 8px;
  margin-top: 18px;
}

.showcase-dot {
  width: 8px;
  height: 8px;
  border-radius: 999px;
  background: rgba(16,42,13,0.2);
  transition: width 0.3s ease, background 0.3s ease;
}

.showcase-dot.active {
  width: 22px;
  background: linear-gradient(135deg, #c8f060 0%, #87c643 100%);
}

@keyframes phoneLoaderDot {
  0%, 80%, 100% { transform: translateY(0); opacity: 0.45; }
  40% { transform: translateY(-6px); opacity: 1; }
}

@media (prefers-reduced-motion: reduce) {
  .phone-frame,
  .phone-slide,
  .showcase-dot {
    transition: none !important;
  }

  .phone-mock::before {
    animation: none !important;
  }

  .phone-frame {
    transform: none !important;
  }

  .loader-dots span {
    animation: none !important;
  }
}

/* ─── TABLE SECTION ─── */
.table-section {
  padding: 100px 80px;
  background: #ffffff;
  text-align: center;
}

.table-intro {
  max-width: 760px; margin: 0 auto 28px;
  font-size: 0.95rem; color: var(--text-mid); line-height: 1.75; text-align: left;
}

.table-bullets {
  max-width: 760px; margin: 0 auto 36px;
  text-align: left; padding-left: 20px;
  display: flex; flex-direction: column; gap: 8px;
  list-style: disc;
}
.table-bullets li {
  font-size: 0.92rem; color: var(--text-mid); line-height: 1.6;
}
.table-bullets li strong { color: var(--text-dark); }

.table-section .section-title {
  font-size: clamp(1.6rem, 4vw, 2.6rem);
  margin-bottom: 24px;
}

.loan-table-wrap {
  max-width: 900px; margin: 0 auto;
  border-radius: 22px; overflow: hidden;
  box-shadow: 0 8px 48px var(--shadow-dark);
  border: 1px solid var(--border);
}

.loan-table { width: 100%; border-collapse: collapse; background: var(--white); }

.loan-table thead tr { background: var(--forest); }
.loan-table thead th {
  padding: 16px 20px; font-size: 0.82rem; font-weight: 700;
  color: rgba(255,255,255,0.92); text-align: center;
  font-family: 'Montserrat', sans-serif; letter-spacing: 0.04em;
  border-right: 1px solid rgba(255,255,255,0.1);
}
.loan-table thead th:last-child { border-right: none; }

.loan-table tbody td {
  padding: 16px 20px; font-size: 0.9rem;
  text-align: center; border-bottom: 1px solid #d4dccb;
  color: var(--text-dark); transition: background 0.15s;
}

.loan-table tbody tr:hover td { background: rgba(182,240,81,0.06); }
.loan-table tbody tr:nth-child(even) td { background: var(--cream); }
.loan-table tbody tr:nth-child(even):hover td { background: rgba(182,240,81,0.08); }
.loan-table tbody tr:last-child td { border-bottom: none; }

.loan-table tbody td:first-child {
  font-weight: 700; color: var(--forest); text-align: left;
}

.table-footnote {
  max-width: 760px; margin: 20px auto 0;
  font-size: 0.8rem; color: var(--text-light); line-height: 1.65; text-align: left;
}

/* ─── FAQ ─── */
.faq-section {
  background: #ffffff;
  padding: 100px 80px;
  display: flex;
  justify-content: center;
}
.faq-inner {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: 56px;
  align-items: start;
  max-width: 1100px;
  width: 100%;
}

.faq-left {
  position: sticky;
  top: 96px;
}

.faq-left .section-label {
  margin-bottom: 12px;
}

.faq-left h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(2rem, 2.6vw, 2.8rem);
  font-weight: 700;
  line-height: 1.15;
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}

.faq-left p {
  font-size: 1rem;
  color: var(--text-mid);
  line-height: 1.7;
  max-width: 360px;
  margin-bottom: 28px;
}

.faq-left-break::before {
  content: '\A';
  white-space: pre;
}

.faq-left-cta {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  --btn-hover-overlay: 0;
  background:
    linear-gradient(rgba(14, 26, 10, var(--btn-hover-overlay)), rgba(14, 26, 10, var(--btn-hover-overlay))),
    linear-gradient(135deg, var(--green-1) 0%, var(--green-2) 100%);
  color: var(--hero-primary-dark, #0e1a0a);
  padding: 14px 28px;
  border-radius: 50px;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.88rem;
  font-weight: 800;
  text-decoration: none;
  box-shadow: 0 10px 28px rgba(135,198,67,0.32);
  -webkit-tap-highlight-color: transparent;
  transition: --btn-hover-overlay 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease, color 0.25s ease;
}
.faq-left-cta:hover {
  --btn-hover-overlay: 1;
  color: #b6f051;
  transform: scale(1.05);
  box-shadow: 0 12px 36px rgba(14,26,10,0.28);
}
.faq-left-cta svg { width: 15px; height: 15px; transition: transform 0.2s; }
.faq-left-cta svg path { stroke: currentColor; }
.faq-left-cta:hover svg { transform: translateX(4px); }

.faq-left-stats {
  list-style: none;
  margin: 28px 0 0;
  padding: 24px 0 0;
  border-top: 1px solid rgba(135,198,67,0.2);
  display: flex;
  flex-direction: column;
  gap: 16px;
  max-width: 380px;
  width: 100%;
}
.faq-stat-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}
.faq-stat-icon {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: rgba(135,198,67,0.12);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.faq-stat-icon svg {
  width: 18px;
  height: 18px;
  display: block;
}
.faq-stat-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
  min-width: 0;
  padding-top: 1px;
}
.faq-stat-text strong {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--ink-900, #0e1a0a);
  line-height: 1.3;
}
.faq-stat-text span {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--ink-500, #6b7a60);
  line-height: 1.4;
}

.faq-trust-list {
  list-style: none;
  margin: 32px 0 0;
  padding: 24px 0 0;
  border-top: 1px solid rgba(135,198,67,0.2);
  display: flex;
  flex-direction: column;
  gap: 14px;
  max-width: 380px;
  width: 100%;
}
.faq-trust-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.9rem;
  line-height: 1.45;
  color: var(--ink-500);
}
.faq-trust-list strong {
  color: var(--ink-900);
  font-weight: 700;
}
.faq-trust-check {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: linear-gradient(135deg, #b6f051 0%, #87c643 100%);
  color: #0e1a0a;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}
.faq-trust-check svg {
  width: 11px;
  height: 11px;
}

.faq-right {
  min-width: 0;
}

.faq-item {
  border: 1px solid var(--border);
  border-radius: 14px;
  overflow: hidden;
  margin-bottom: 12px;
  background: var(--white);
  box-shadow: 0 2px 10px var(--shadow-dark);
  transition: box-shadow 0.2s;
  opacity: 0;
  transform: translate3d(0, 22px, 0) scale(0.97);
}

.faq-right.is-faq-in .faq-item {
  animation: faqItemIn 0.85s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
.faq-right.is-faq-in .faq-item:nth-child(1) { animation-delay: 0.05s; }
.faq-right.is-faq-in .faq-item:nth-child(2) { animation-delay: 0.16s; }
.faq-right.is-faq-in .faq-item:nth-child(3) { animation-delay: 0.27s; }
.faq-right.is-faq-in .faq-item:nth-child(4) { animation-delay: 0.38s; }
.faq-right.is-faq-in .faq-item:nth-child(5) { animation-delay: 0.49s; }
.faq-right.is-faq-in .faq-item:nth-child(6) { animation-delay: 0.6s; }

.faq-right.is-faq-in .faq-item .faq-icon {
  animation: faqIconIn 0.55s cubic-bezier(0.16, 1, 0.3, 1) forwards;
}
.faq-right.is-faq-in .faq-item:nth-child(1) .faq-icon { animation-delay: 0.18s; }
.faq-right.is-faq-in .faq-item:nth-child(2) .faq-icon { animation-delay: 0.29s; }
.faq-right.is-faq-in .faq-item:nth-child(3) .faq-icon { animation-delay: 0.4s; }
.faq-right.is-faq-in .faq-item:nth-child(4) .faq-icon { animation-delay: 0.51s; }
.faq-right.is-faq-in .faq-item:nth-child(5) .faq-icon { animation-delay: 0.62s; }
.faq-right.is-faq-in .faq-item:nth-child(6) .faq-icon { animation-delay: 0.73s; }

@keyframes faqItemIn {
  from { opacity: 0; transform: translate3d(0, 22px, 0) scale(0.97); }
  to   { opacity: 1; transform: translate3d(0, 0, 0) scale(1); }
}
@keyframes faqIconIn {
  from { opacity: 0; transform: scale(0.6); }
  to   { opacity: 1; transform: scale(1); }
}

.faq-right.is-faq-done .faq-item,
.faq-right.is-faq-done .faq-item .faq-icon {
  animation: none;
  opacity: 1;
  transform: none;
}

@media (prefers-reduced-motion: reduce) {
  .faq-item,
  .faq-item .faq-icon {
    opacity: 1 !important;
    transform: none !important;
    animation: none !important;
  }
}

.faq-item.open { box-shadow: 0 6px 24px var(--shadow-warm); }

.faq-q {
  padding: 18px 22px;
  font-weight: 700;
  font-size: 0.93rem;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 14px;
  cursor: pointer;
  user-select: none;
  transition: background 0.2s;
  color: var(--text-dark);
  line-height: 1.4;
}

.faq-q:hover { background: var(--cream); }

.faq-icon {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: rgba(182,240,81,0.12);
  color: var(--amber-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  font-weight: 900;
  flex-shrink: 0;
  margin-top: 1px;
  transition: transform 0.3s, background 0.2s, color 0.2s;
  opacity: 0;
  transform: scale(0.6);
}

.faq-item.open .faq-icon {
  transform: rotate(45deg);
  background: var(--amber);
  color: var(--white);
}
.faq-right.is-faq-done .faq-item.open .faq-icon {
  transform: rotate(45deg);
}

.faq-a {
  padding: 0 22px;
  font-size: 0.87rem;
  color: var(--text-light);
  line-height: 1.75;
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.25s;
}

.faq-item.open .faq-a {
  max-height: 1200px;
  padding: 0 22px 18px;
}

.faq-list {
  padding-left: 18px;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 6px;
  list-style: disc;
}
.faq-list li {
  font-size: 0.87rem;
  color: var(--text-light);
  line-height: 1.65;
}

/* ─── CTA SPLIT ─── */
.cta-split {
  display: grid; grid-template-columns: 1fr 1fr;
  max-width: 1000px; margin: 0 auto 100px;
  border-radius: 28px; overflow: hidden;
  box-shadow: 0 20px 80px var(--shadow-warm);
  background: linear-gradient(145deg, var(--forest) 0%, #182612 100%);
}

.cta-left {
  background: transparent;
  padding: 60px 52px; color: var(--white); position: relative; overflow: hidden;
}

.cta-left::before {
  content: '';
  position: absolute; top: -40px; right: -40px;
  width: 200px; height: 200px; border-radius: 50%;
  border: 2px solid rgba(182,240,81,0.2);
}

.cta-left::after {
  content: '';
  position: absolute; bottom: -30px; left: -30px;
  width: 140px; height: 140px; border-radius: 50%;
  border: 2px solid rgba(182,240,81,0.12);
}

.cta-left .cta-left-eyebrow {
  color: #b6f051;
}
.cta-left .cta-left-eyebrow::before {
  background: #b6f051;
}
.cta-left .cta-left-eyebrow::after {
  background: #b6f051;
  opacity: 0.55;
}

.cta-left h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: 2.6rem; font-weight: 700; line-height: 1.1; margin-bottom: 16px;
}

.cta-left p { font-size: 0.92rem; opacity: 0.75; line-height: 1.65; margin-bottom: 32px; }

.cta-left .cta-btn {
  --btn-hover-overlay: 0;
  background:
    linear-gradient(rgba(14, 26, 10, var(--btn-hover-overlay)), rgba(14, 26, 10, var(--btn-hover-overlay))),
    linear-gradient(135deg, var(--green-1) 0%, var(--green-2) 100%);
  box-shadow: 0 10px 28px rgba(135,198,67,0.32);
  color: var(--hero-primary-dark, #0e1a0a);
  font-weight: 800;
  width: auto;
  padding: 15px 36px;
  border-radius: 50px;
  -webkit-tap-highlight-color: transparent;
  transition: --btn-hover-overlay 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease, color 0.25s ease;
}
.cta-left .cta-btn::after {
  display: none;
}
.cta-left .cta-btn:hover {
  --btn-hover-overlay: 1;
  color: #b6f051;
  transform: scale(1.06);
  box-shadow: 0 12px 36px rgba(14,26,10,0.28);
}
.cta-left .cta-btn svg path {
  stroke: currentColor;
}

.cta-right {
  background: transparent; position: relative; overflow: hidden;
  display: flex; align-items: center; justify-content: center;
  padding: 40px 32px;
}
.cta-right::before {
  content: '';
  position: absolute; inset: 0;
  background-image: radial-gradient(circle, rgba(255,255,255,0.06) 1px, transparent 1px);
  background-size: 22px 22px;
  pointer-events: none;
}
.cta-right::after {
  content: '';
  position: absolute; top: -40px; right: -40px;
  width: 200px; height: 200px; border-radius: 50%;
  border: 2px solid rgba(182,240,81,0.2);
  pointer-events: none;
}
.cta-right-ring {
  position: absolute; bottom: -30px; left: -30px;
  width: 140px; height: 140px; border-radius: 50%;
  border: 2px solid rgba(182,240,81,0.12);
  pointer-events: none;
}

/* Mini loan card */
.cta-mini-card {
  background: #fff;
  border-radius: 24px;
  box-shadow: 0 16px 56px rgba(14,26,10,0.13), 0 2px 8px rgba(14,26,10,0.06);
  overflow: hidden; width: 100%; max-width: 340px;
  position: relative; z-index: 1;
}
.cta-mini-header {
  background: var(--sand);
  padding: 18px 24px;
  border-bottom: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
}
.cta-mini-logo { height: 32px; width: auto; object-fit: contain; display: block; }
.cta-mini-body {
  padding: 24px 24px 20px;
  display: flex; flex-direction: column; gap: 14px;
}
.cta-mini-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.82rem; font-weight: 700;
  color: var(--text-dark); margin: 0; text-align: center;
}
.cta-mini-amount-wrap {
  display: flex; align-items: center; justify-content: center;
  gap: 4px; background: var(--sand); border-radius: 12px;
  padding: 12px 16px;
  text-align: center;
}
.cta-mini-currency {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.4rem; font-weight: 700; color: var(--text-dark);
}
.cta-mini-input {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.1rem; font-weight: 600; color: var(--forest);
  background: transparent; border: none; outline: none;
  width: auto; min-width: 0; flex: 1; text-align: center;
}
.cta-mini-input::placeholder {
  color: #9aa68f; font-weight: 400; font-size: 1rem; text-align: center;
}
.cta-mini-btn {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  --btn-hover-overlay: 0;
  background:
    linear-gradient(rgba(14, 26, 10, var(--btn-hover-overlay)), rgba(14, 26, 10, var(--btn-hover-overlay))),
    linear-gradient(135deg, var(--green-1) 0%, var(--green-2) 100%);
  color: var(--hero-primary-dark, #0e1a0a);
  padding: 14px 20px; border-radius: 50px;
  font-family: 'Montserrat', sans-serif; font-size: 0.88rem; font-weight: 800;
  text-decoration: none;
  box-shadow: 0 10px 28px rgba(135,198,67,0.32);
  -webkit-tap-highlight-color: transparent;
  transition: --btn-hover-overlay 0.25s ease, transform 0.22s ease, box-shadow 0.25s ease, color 0.25s ease;
}
.cta-mini-btn:hover {
  --btn-hover-overlay: 1;
  color: #b6f051;
  transform: scale(1.04);
  box-shadow: 0 12px 36px rgba(14,26,10,0.28);
}
.cta-mini-btn svg { width: 14px; height: 14px; }
.cta-mini-btn svg path { stroke: currentColor; }
.cta-mini-note {
  display: flex; align-items: center; justify-content: center; gap: 6px;
  font-size: 0.72rem; color: var(--text-light); margin: 0; text-align: center;
}
.cta-mini-note svg { width: 13px; height: 13px; flex-shrink: 0; }

/* ─── FOOTER ─── */
footer {
  background: #edefeb;
  color: var(--ink-500);
  padding: 52px 48px 32px;
}

.footer-main {
  max-width: 900px; margin: 0 auto;
  display: flex; flex-direction: column; align-items: center; gap: 28px;
  text-align: center;
}

.footer-logo-link { display: flex; justify-content: center; }
.footer-logo-img { height: 52px; width: auto; display: block; object-fit: contain; }

.footer-nav {
  display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 24px;
}
.footer-nav a {
  font-size: 0.84rem; color: var(--ink-500);
  text-decoration: none; transition: color 0.2s;
}
.footer-nav a:hover { color: var(--green-dark); }

.footer-disclaimer {
  font-size: 0.75rem; color: var(--ink-400);
  line-height: 1.75; max-width: 780px;
}
.footer-disclaimer strong { color: var(--ink-700); }

.footer-bottom {
  width: 100%; padding-top: 20px;
  border-top: 1px solid rgba(14,26,10,0.08);
  font-size: 0.73rem; color: var(--ink-400);
  text-align: center;
}

/* ─── Legacy mobile nav removed ───
   Header now uses .nav-drawer across all breakpoints.
   Keep old class hidden in case any stale HTML remains. */
.mobile-nav,
.mobile-nav.open {
  display: none !important;
}

/* ─── HELP / FLOATING CTA ─── */
.help-btn {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 300;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 16px 10px 10px;
  border: none;
  border-radius: 999px;
  background: #86C543;
  color: #ffffff;
  font-family: 'Montserrat', sans-serif;
  cursor: pointer;
  text-shadow: 0 1px 2px rgba(14,26,10,0.35), 0 0 1px rgba(14,26,10,0.2);
  box-shadow:
    0 12px 32px rgba(134,197,67,0.38),
    0 2px 0 rgba(255,255,255,0.35) inset;
  -webkit-tap-highlight-color: transparent;
  opacity: 0;
  visibility: hidden;
  transform: translateY(16px) scale(0.96);
  pointer-events: none;
  transition:
    opacity 0.28s ease,
    transform 0.28s ease,
    visibility 0.28s ease,
    box-shadow 0.2s ease;
}
.help-btn.visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0) scale(1);
  pointer-events: auto;
}
.help-btn:hover {
  background: #75b338;
  transform: translateY(-2px) scale(1.03);
  box-shadow: 0 14px 34px rgba(134,197,67,0.42);
}
.help-btn:hover .help-btn-arrow {
  transform: translateX(3px);
}
.help-btn:active {
  transform: translateY(0) scale(0.98);
}
.help-btn-icon {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #1f3a10;
  color: #ffffff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  font-weight: 800;
  flex-shrink: 0;
  text-shadow: 0 1px 2px rgba(14,26,10,0.35);
  box-shadow: 0 4px 12px rgba(14,26,10,0.28);
}
.help-btn-copy {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 1px;
  line-height: 1.15;
  text-align: left;
}
.help-btn-label {
  font-size: 0.92rem;
  font-weight: 800;
  letter-spacing: -0.01em;
  text-shadow: 0 1px 2px rgba(14,26,10,0.38), 0 0 1px rgba(14,26,10,0.25);
}
.help-btn-timer {
  font-size: 0.62rem;
  font-weight: 500;
  color: rgba(255,255,255,0.92);
  font-variant-numeric: tabular-nums;
  letter-spacing: 0.01em;
  text-shadow: 0 1px 2px rgba(14,26,10,0.32);
}
.help-btn-timer #help-timer {
  font-weight: 500;
}
.help-btn-timer.is-urgent {
  color: #ffffff;
  animation: helpPulse 1s ease-in-out infinite;
}
.help-btn-arrow {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 26px;
  height: 26px;
  margin-left: 2px;
  color: #ffffff;
  filter: drop-shadow(0 1px 2px rgba(14,26,10,0.35));
  transition: transform 0.22s ease;
}
.help-btn-arrow svg {
  width: 24px;
  height: 24px;
}
@keyframes helpPulse {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.55; }
}
body.iframe-open .help-btn {
  opacity: 0 !important;
  visibility: hidden !important;
  pointer-events: none !important;
}

/* Legacy fallback */
.help-dot {
  width: 22px; height: 22px; background: var(--forest); border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: var(--white); font-size: 0.72rem; font-weight: 900;
}

/* ─── Responsive ─── */

/* ── Laptop / small desktop: 1025px – 1280px ── */
@media (max-width: 1280px) {
  header { padding: 0; }

  .hero { padding: 44px 24px 48px; }
  .hero-center { max-width: 485px; }
  .hero-center h1 { font-size: clamp(1.6rem, 2.6vw, 2.2rem); }

  .stats-strip { padding: 32px 24px; gap: 16px; }
  .stat-item { padding: 22px 16px; }
  .stat-num { font-size: 1.8rem; }

  .how-section { padding: 64px 52px 80px; gap: 44px; }
  .how-body { gap: 40px; }

  .trust-section { padding: 72px 52px; }
  .trust-inner { gap: 36px; }
  .trust-left h2 { font-size: 2.4rem; }

  .table-section { padding: 72px 52px; }

  .faq-section { padding: 72px 52px; }
  .faq-inner { gap: 40px; }
  .faq-left { top: 88px; }
  .faq-left h2 { font-size: 2.2rem; }
  .faq-trust-list { max-width: 340px; }

  .cta-split { max-width: 880px; }
  .cta-left { padding: 48px 44px; }
  .cta-left h2 { font-size: 2.2rem; }

  footer { padding: 56px 52px 36px; }
  .footer-main { gap: 22px; }
}

/* ── Tablet landscape / small laptop: ≤1024px ── */
@media (max-width: 1024px) {
  header { padding: 0; }
  .nav-inner { width: calc(100% - 56px); }

  .hero {
    width: calc(100% - 56px);
    margin-top: 0;
    padding: 44px 32px 52px;
    border-radius: 26px;
  }
  .hero-center { max-width: 465px; }
  .hf-card { display: none; }

  .stats-strip { grid-template-columns: repeat(2,1fr); padding: 28px 24px; gap: 14px; }
  .stat-item { padding: 22px 16px; }

  .how-section { padding: 56px 32px 72px; gap: 40px; }
  .how-body { grid-template-columns: 1fr; gap: 40px; max-width: 100%; }
  .step-card { max-width: 100%; }
  .step-card:nth-child(2) { margin-left: 0; }
  .how-img { height: 380px; }
  .how-header { max-width: 100%; }
  .how-header .section-title { white-space: normal; }
  .how-header .section-sub { white-space: normal; }

  .trust-section { padding: 64px 40px; }
  .trust-inner { grid-template-columns: 1fr; gap: 40px; }
  .trust-left { text-align: center; }
  .trust-left p { max-width: 100%; }
  .trust-eyebrow, .feature-pills { justify-content: center; }
  .phone-wrap { justify-content: center !important; padding: 0 !important; }

  .table-section { padding: 72px 40px; }
  .loan-table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
  .loan-table { min-width: 600px; }

  .faq-section { padding: 72px 40px; }
  .faq-inner {
    grid-template-columns: 1fr;
    gap: 36px;
    max-width: 720px;
  }
  .faq-left {
    position: static;
    text-align: center;
    display: flex;
    flex-direction: column;
    align-items: center;
  }
  .faq-left .section-label { justify-content: center; }
  .faq-left h2 { max-width: 520px; }
  .faq-left p {
    max-width: 480px;
    margin-left: auto;
    margin-right: auto;
  }
  .faq-left-break::before { content: ' '; white-space: normal; }
  .faq-left-cta { margin: 0 auto; }
  .faq-trust-list {
    display: flex;
    flex-direction: column;
    gap: 12px;
    max-width: 420px;
    margin-left: auto;
    margin-right: auto;
    padding-top: 22px;
    text-align: left;
  }
  .faq-trust-list li {
    font-size: 0.88rem;
    gap: 10px;
    align-items: center;
  }
  .faq-q {
    padding: 16px 18px;
    font-size: 0.9rem;
    text-align: left;
  }
  .faq-a { font-size: 0.85rem; }

  .cta-split { grid-template-columns: 1fr; max-width: 560px; margin: 0 auto 72px; }
  .cta-right { display: none; }
  .cta-left { padding: 48px 40px; text-align: center; }
  .cta-left .cta-btn { margin: 0 auto; }

  footer { padding: 52px 40px 32px; }
  .footer-nav { gap: 6px 16px; }
  .footer-bottom { flex-direction: column; gap: 20px; }
  .footer-disclaimer { text-align: left; max-width: 100%; }
}

/* ── Tablet portrait: ≤768px ── */
@media (max-width: 768px) {
  header { padding: 0; height: 62px; }
  .nav-inner {
    width: calc(100% - 40px);
    height: 62px;
  }
  .nav-security-badge { display: none; }
  header .logo-link {
    left: 50%;
    transform: translate(-50%, -50%);
    justify-content: center;
  }
  header .logo-img { height: 40px; }
  .nav-hamburger { width: 38px; height: 38px; }

  .hero {
    width: calc(100% - 40px);
    margin-top: 0;
    padding: 36px 20px 44px;
    border-radius: 22px;
  }
  .hero-center {
    max-width: 100%;
    padding: 0 4px;
  }
  .hero-center h1 {
    width: 100%;
    max-width: 100%;
    font-size: clamp(1.55rem, 5.4vw, 2rem);
    line-height: 1.22;
    letter-spacing: -0.025em;
    margin-bottom: 10px;
    padding: 0 6px;
    text-wrap: balance;
  }
  .page-home .hero-center h1 {
    font-size: clamp(1.75rem, 6.2vw, 2.2rem);
    line-height: 1.18;
  }
  .hero-center h1 .hero-h1-sub {
    display: block;
    font-size: 0.68em;
    font-weight: 600;
    line-height: 1.3;
    margin-top: 0.3em;
  }
  .hero-sub {
    width: auto;
    max-width: 100%;
    font-size: clamp(0.7rem, 2.7vw, 0.95rem);
    font-weight: 500;
    line-height: 1.3;
    margin: 0 auto 18px;
    padding: 0;
    white-space: nowrap;
    letter-spacing: -0.01em;
  }
  .hero-sub-br { display: inline; }
  .hero-deco-spark, .hero-deco-ring,
  .hero-deco-badge, .hero-deco-percent,
  .hero-deco-bank, .hero-deco-clock,
  .hero-deco-card,
  .hero-deco-coin2, .hero-deco-spark2,
  .hero-deco-shield2, .hero-deco-percent2,
  .hero-deco-dot1, .hero-deco-dot2,
  .hero-deco-dot3, .hero-deco-ring2,
  .hero-deco-leaf-3 { display: none; }
  .hero-deco-leaf-1 { opacity: 0.055; }
  .hero-deco-leaf-2 { opacity: 0.045; }
  .fc-chips-wrap { padding: 11px 20px 0; gap: 7px; }
  .fc-chip { padding: 8px 3px; font-size: 0.86rem; }

  .stats-strip { padding: 24px 16px; gap: 12px; }
  .stat-item { padding: 20px 14px; }
  .stat-num { font-size: 1.7rem; }

  .how-section { padding: 48px 20px 64px; }
  .how-img { height: 300px; }
  .section-title { font-size: 2.1rem; }

  .trust-section { padding: 56px 20px; }
  .trust-inner { gap: 28px; }
  .trust-left h2 { font-size: 1.9rem; }

  .table-section { padding: 60px 24px; }

  .faq-section { padding: 56px 20px; }
  .faq-inner {
    gap: 28px;
    max-width: 100%;
  }
  .faq-left h2 { font-size: 1.9rem; }
  .faq-left p {
    font-size: 0.95rem;
    margin-bottom: 22px;
  }
  .faq-trust-list {
    gap: 12px;
    max-width: 420px;
    width: 100%;
    margin-top: 28px;
    padding-top: 20px;
  }
  .faq-trust-list li {
    font-size: 0.88rem;
  }
  .faq-trust-check {
    width: 20px;
    height: 20px;
  }
  .faq-trust-check svg {
    width: 10px;
    height: 10px;
  }
  .faq-item { margin-bottom: 10px; border-radius: 12px; }
  .faq-q {
    padding: 15px 16px;
    font-size: 0.88rem;
    gap: 12px;
  }
  .faq-icon {
    width: 24px;
    height: 24px;
    font-size: 1rem;
  }
  .faq-a {
    font-size: 0.84rem;
    line-height: 1.65;
  }
  .faq-item.open .faq-a {
    padding: 0 16px 16px;
  }

  .cta-split { max-width: calc(100% - 48px); margin: 0 auto 60px; }
  .cta-left { padding: 40px 32px; }
  .cta-left h2 { font-size: 2rem; }

  footer { padding: 30px 14px 20px; }
  .footer-main {
    align-items: center;
    text-align: center;
    gap: 12px;
  }
  .footer-logo-link { justify-content: center; }
  .footer-logo-img { height: 40px; }
  .footer-nav {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 6px 8px;
    width: auto;
  }
  .footer-nav a {
    display: inline;
    padding: 0;
    border-radius: 0;
    background: none;
    border: none;
    font-size: 0.76rem;
    line-height: 1.35;
    color: var(--ink-500);
  }
  .footer-nav a:hover { color: var(--green-dark); }
  .footer-disclaimer {
    font-size: 0.67rem;
    line-height: 1.5;
    text-align: center;
  }
  .footer-bottom {
    padding-top: 12px;
    text-align: center;
    font-size: 0.66rem;
  }
}

/* ── Mobile: ≤640px ── */
@media (max-width: 640px) {
  header { padding: 0; height: 58px; }
  .nav-inner {
    width: calc(100% - 20px);
    height: 58px;
  }
  .nav-security-badge { display: none; }
  header .logo-link {
    left: 50%;
    transform: translate(-50%, -50%);
    justify-content: center;
  }
  header .logo-img { height: 34px; }
  .nav-hamburger {
    width: 36px;
    height: 36px;
  }
  .nav-hamburger span { width: 16px; }

  .hero {
    width: calc(100% - 20px);
    margin-top: 0;
    padding: 28px 14px 36px;
    border-radius: 18px;
  }
  .hero-deco-coin,
  .hero-deco-shield,
  .hero-deco-spark,
  .hero-deco-ring,
  .hero-deco-percent,
  .hero-deco-bank,
  .hero-deco-clock,
  .hero-deco-card,
  .hero-deco-piggy,
  .hero-deco-handcoin,
  .hero-deco-badge,
  .hero-deco-leaf-2,
  .hero-deco-leaf-3,
  .hero-deco-coin2,
  .hero-deco-spark2,
  .hero-deco-shield2,
  .hero-deco-growth2,
  .hero-deco-percent2,
  .hero-deco-dot1,
  .hero-deco-dot2,
  .hero-deco-dot3,
  .hero-deco-ring2 { display: none; }
  .hero-deco-growth { width: 52px; bottom: 20px; }
  .hero-deco-wallet { width: 46px; bottom: 16px; }
  .how-note-1 { display: none; }
  .hero-center h1 {
    width: 100%;
    max-width: 100%;
    font-size: clamp(1.45rem, 6.6vw, 1.7rem);
    line-height: 1.2;
    letter-spacing: -0.03em;
    margin-bottom: 8px;
    padding: 0 2px;
    text-wrap: balance;
  }
  .page-home .hero-center h1 {
    font-size: clamp(1.65rem, 7.4vw, 1.95rem);
    line-height: 1.16;
  }
  .hero-center h1 .hero-h1-sub {
    display: block;
    font-size: 0.64em;
    line-height: 1.28;
    margin-top: 0.34em;
  }
  .hero-sub {
    width: auto;
    max-width: 100%;
    font-size: clamp(0.66rem, 3.15vw, 0.84rem);
    line-height: 1.3;
    margin: 0 auto 16px;
    padding: 0;
    white-space: nowrap;
    letter-spacing: -0.015em;
  }
  .hf-card { display: none; }
  .fc-header { padding: 16px 18px 14px; gap: 8px; }
  .fc-amount-display { align-items: center; padding: 11px 14px; }
  .fc-currency { font-size: 1.35rem; line-height: 1; align-self: center; }
  .fc-amount-input { font-size: 1.6rem; align-self: center; }
  .fc-amount-input::placeholder { font-size: 0.95rem; }
  .fc-header-sub { display: none; }
  .fc-slider-wrap { padding: 14px 18px 2px; }
  .fc-chips-wrap { padding: 10px 18px 0; gap: 6px; }
  .fc-chip { padding: 8px 2px; font-size: 0.8rem; border-radius: 7px; }
  .fc-cta-wrap { padding: 12px 18px 16px; }
  .form-fine-block { padding: 8px 18px 10px; }
  .fc-trust-dot { display: none; }
  .fc-trust-hide-mobile { display: none; }

  .stats-strip { grid-template-columns: 1fr 1fr; padding: 20px 14px; gap: 10px; }
  .stat-item { padding: 18px 12px; gap: 7px; }
  .stat-num { font-size: 1.5rem; }
  .stat-icon { width: 36px; height: 36px; border-radius: 10px; }
  .stat-icon svg { width: 17px; height: 17px; }

  .how-section { padding: 48px 16px; }
  .how-img { height: 240px; border-radius: 20px; }
  .how-img-badge { bottom: 16px; left: 16px; padding: 10px 14px; }
  .step-num { width: 56px; font-size: 3rem; }
  .step-card h3 { font-size: 0.9rem; }
  .how-header .section-title { font-size: 1.7rem; }

  .trust-section { padding: 48px 16px; }
  .trust-left h2 { font-size: 1.7rem; }
  .phone-mock { width: 220px; }

  .table-section { padding: 52px 16px; }
  .loan-table tbody td, .loan-table thead th { padding: 12px 10px; font-size: 0.78rem; }
  .table-intro, .table-bullets, .table-footnote { font-size: 0.82rem; }
  .loan-table { min-width: 520px; }

  .faq-section { padding: 48px 14px; }
  .faq-left h2 {
    font-size: 1.65rem;
    line-height: 1.2;
  }
  .faq-left p {
    font-size: 0.9rem;
    line-height: 1.6;
  }
  .faq-left-cta {
    width: 100%;
    max-width: 280px;
    justify-content: center;
    padding: 13px 22px;
  }
  .faq-trust-list {
    max-width: 100%;
    gap: 11px;
  }
  .faq-trust-list li {
    font-size: 0.84rem;
    line-height: 1.4;
  }
  .faq-q {
    padding: 14px 14px;
    font-size: 0.84rem;
  }
  .faq-item.open .faq-a {
    padding: 0 14px 14px;
    font-size: 0.82rem;
  }

  .cta-split { margin: 0 16px 52px; border-radius: 20px; }
  .cta-left { padding: 36px 24px; }
  .cta-left h2 { font-size: 1.8rem; }

  footer { padding: 24px 12px 16px; }
  .footer-main { gap: 10px; }
  .footer-logo-img { height: 36px; }
  .footer-nav {
    justify-content: center;
    gap: 4px 10px;
  }
  .footer-nav a {
    font-size: 0.72rem;
    padding: 0;
  }
  .footer-disclaimer {
    font-size: 0.64rem;
    line-height: 1.45;
  }
  .footer-bottom { gap: 10px; font-size: 0.62rem; }

  .help-btn {
    bottom: 14px;
    right: 14px;
    left: 14px;
    width: auto;
    justify-content: center;
    padding: 12px 16px 12px 12px;
    border-radius: 18px;
    gap: 12px;
  }
  .help-btn-icon {
    width: 40px;
    height: 40px;
    font-size: 1.05rem;
  }
  .help-btn-copy {
    flex: 1;
  }
  .help-btn-label {
    font-size: 1rem;
  }
  .help-btn-timer {
    font-size: 0.64rem;
    font-weight: 500;
  }
  .help-btn-arrow {
    width: 24px;
    height: 24px;
  }
}

@media (max-width: 1024px) and (min-width: 641px) {
  .help-btn {
    bottom: 20px;
    right: 20px;
    left: auto;
    padding: 11px 16px 11px 11px;
  }
}

/* ── Disclosures Modal ── */
.disc-overlay {
  display: none;
  position: fixed; inset: 0; z-index: 9999;
  background: rgba(10, 20, 15, 0.55);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  align-items: center; justify-content: center;
  padding: 20px;
}
.disc-overlay.open { display: flex; }

.disc-modal {
  background: #fff;
  border-radius: 18px;
  width: 100%; max-width: 680px;
  max-height: 88vh;
  display: flex; flex-direction: column;
  box-shadow: 0 24px 80px rgba(0,0,0,0.22);
  animation: discSlideUp 0.28s cubic-bezier(0.34,1.2,0.64,1) both;
}
@keyframes discSlideUp {
  from { opacity: 0; transform: translateY(28px) scale(0.97); }
  to   { opacity: 1; transform: translateY(0) scale(1); }
}

.disc-header {
  display: flex; align-items: center; justify-content: space-between;
  padding: 22px 28px 18px;
  border-bottom: 1px solid #d4dccb;
  flex-shrink: 0;
}
.disc-title {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.2rem; font-weight: 800;
  color: var(--text-dark); margin: 0;
  letter-spacing: -0.01em;
}
.disc-close {
  background: #eef1e8; border: none; border-radius: 50%;
  width: 32px; height: 32px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem; color: var(--text-mid);
  cursor: pointer; transition: background 0.15s, color 0.15s;
  line-height: 1; padding: 0;
}
.disc-close:hover { background: #d4dccb; color: var(--text-dark); }

.disc-body {
  overflow-y: auto; padding: 24px 28px 28px;
  display: flex; flex-direction: column; gap: 24px;
}
.disc-body::-webkit-scrollbar { width: 5px; }
.disc-body::-webkit-scrollbar-track { background: transparent; }
.disc-body::-webkit-scrollbar-thumb { background: #9aa68f; border-radius: 10px; }

.disc-section {
  display: flex; flex-direction: column; gap: 12px;
}
.disc-section h3 {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.8rem; font-weight: 800;
  text-transform: uppercase; letter-spacing: 0.08em;
  color: var(--forest);
  margin: 0;
  padding-bottom: 8px;
  border-bottom: 1.5px solid #eef1e8;
}
.disc-section > p {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.84rem; line-height: 1.7;
  color: var(--text-mid); margin: 0;
}

.disc-item {
  background: #fbfff2;
  border: 1px solid #d4dccb;
  border-radius: 10px;
  padding: 14px 16px;
  display: flex; flex-direction: column; gap: 6px;
}
.disc-item-label {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.78rem; font-weight: 700;
  color: var(--text-dark);
}
.disc-item p {
  font-family: 'Montserrat', sans-serif;
  font-size: 0.81rem; line-height: 1.65;
  color: var(--text-mid); margin: 0;
}
.disc-note {
  font-size: 0.77rem !important;
  background: #f4ffe6;
  border-left: 3px solid var(--forest);
  padding: 10px 12px !important;
  border-radius: 0 6px 6px 0;
  color: #4b5b41 !important;
}

@media (max-width: 640px) {
  .disc-modal { border-radius: 14px; max-height: 92vh; }
  .disc-header { padding: 18px 20px 14px; }
  .disc-body { padding: 18px 20px 24px; gap: 20px; }
  .disc-title { font-size: 1.05rem; }
}

/* ─── EXIT-INTENT OVERLAY ─── */
@keyframes exitSlideUp {
  from { opacity: 0; transform: translateY(32px) scale(0.97); }
  to   { opacity: 1; transform: translateY(0)    scale(1);    }
}
@keyframes exitFadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}
@keyframes exitTimerSweep {
  from { transform: translate(-50%, -100%) rotate(0deg); }
  to   { transform: translate(-50%, -100%) rotate(360deg); }
}
@keyframes exitTimerPulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(182,240,81,0.34); }
  50%      { box-shadow: 0 0 0 8px rgba(182,240,81,0); }
}

.exit-overlay {
  position: fixed; inset: 0; z-index: 9999;
  display: flex; align-items: center; justify-content: center;
  padding: 16px;
  background: rgba(14, 26, 10, 0.58);
  backdrop-filter: blur(7px);
  -webkit-backdrop-filter: blur(7px);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.25s ease;
}
.exit-overlay.open {
  opacity: 1;
  pointer-events: auto;
  animation: exitFadeIn 0.25s ease forwards;
}
.exit-overlay.open .exit-modal {
  animation: exitSlideUp 0.32s cubic-bezier(0.22, 0.9, 0.36, 1) forwards;
}

.exit-modal {
  position: relative;
  background:
    radial-gradient(circle at 50% -8%, rgba(182,240,81,0.24) 0%, transparent 42%),
    #fbfff2;
  border-radius: 32px;
  padding: 54px 48px 40px;
  max-width: 540px; width: 100%;
  text-align: center;
  box-shadow:
    0 34px 90px rgba(14,26,10,0.30),
    0 1px 0 rgba(255,255,255,0.95) inset;
  border: 1px solid rgba(182,240,81,0.28);
  overflow: hidden;
}
.exit-modal::before {
  content: '';
  position: absolute;
  top: 0; left: 50%;
  width: 170px; height: 5px;
  border-radius: 0 0 999px 999px;
  background: linear-gradient(95deg, #b6f051 0%, #87c643 100%);
  transform: translateX(-50%);
}

.exit-close {
  position: absolute; top: 18px; right: 20px;
  background: rgba(14,26,10,0.04); border: 1px solid rgba(14,26,10,0.06); cursor: pointer;
  font-size: 1.25rem; line-height: 1;
  color: var(--ink-400);
  width: 34px; height: 34px;
  display: flex; align-items: center; justify-content: center;
  border-radius: 50%;
  transition: background 0.15s, color 0.15s;
}
.exit-close:hover { background: #0e1a0a; color: #b6f051; }

.exit-icon {
  width: 82px; height: 82px;
  margin: 0 auto 18px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  position: relative;
  background:
    linear-gradient(#fbfff2, #fbfff2) padding-box,
    linear-gradient(135deg, rgba(182,240,81,0.75), rgba(110,168,58,0.18)) border-box;
  border: 1px solid transparent;
  box-shadow: 0 14px 34px rgba(135,198,67,0.18);
}
.exit-icon svg {
  display: none;
}
.exit-icon::before {
  content: '';
  width: 46px;
  height: 46px;
  border-radius: 50%;
  border: 3px solid rgba(31,58,16,0.18);
  border-top-color: #87c643;
  animation: exitTimerPulse 1.8s ease-in-out infinite;
}
.exit-icon::after {
  content: '';
  position: absolute;
  left: 50%;
  top: 50%;
  width: 3px;
  height: 19px;
  border-radius: 999px;
  background: #0e1a0a;
  transform-origin: 50% 100%;
  animation: exitTimerSweep 2.4s linear infinite;
}

.exit-badge {
  display: inline-block;
  background: #0e1a0a;
  color: #b6f051;
  font-size: 0.64rem; font-weight: 800;
  letter-spacing: 0.18em; text-transform: uppercase;
  padding: 7px 18px; border-radius: 99px;
  margin-bottom: 18px;
  box-shadow: 0 10px 24px rgba(14,26,10,0.16);
}

.exit-title {
  font-size: clamp(1.55rem, 3vw, 1.9rem); font-weight: 700;
  color: var(--text-dark);
  line-height: 1.18;
  letter-spacing: -0.025em;
  margin-bottom: 12px;
}

.exit-body {
  font-size: 1.05rem; color: var(--text-mid);
  line-height: 1.65;
  margin: 0 auto 24px;
  max-width: 420px;
}
.exit-body strong { color: var(--text-dark); }

.exit-trust-row {
  display: flex; align-items: center; justify-content: center;
  gap: 8px; flex-wrap: wrap;
  margin: 0 auto 28px;
  max-width: 430px;
}
.exit-trust-item {
  display: flex; align-items: center; gap: 6px;
  font-size: 0.78rem; font-weight: 650;
  color: var(--ink-700);
  background: rgba(255,255,255,0.78);
  border: 1px solid rgba(135,198,67,0.18);
  border-radius: 999px;
  padding: 7px 11px;
  box-shadow: 0 4px 14px rgba(14,26,10,0.04);
}
.exit-trust-item svg { width: 14px; height: 14px; flex-shrink: 0; }
.exit-trust-dot {
  display: none;
}

.exit-cta {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  width: 100%;
  background: #b6f051;
  color: #0e1a0a;
  font-family: 'Montserrat', sans-serif;
  font-size: 1.08rem; font-weight: 850;
  padding: 19px 24px; border-radius: 18px;
  border: none; cursor: pointer;
  box-shadow: 0 16px 34px rgba(182,240,81,0.28);
  transition: transform 0.15s, box-shadow 0.15s, background 0.15s, color 0.15s;
  margin-bottom: 18px;
}
.exit-cta svg { width: 20px; height: 20px; }
.exit-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 18px 42px rgba(182,240,81,0.36);
  background: #87c643;
  color: #0e1a0a;
}
.exit-cta:active { transform: translateY(0); }

.exit-dismiss {
  background: none; border: none; cursor: pointer;
  font-family: 'Montserrat', sans-serif;
  font-size: 0.84rem; font-weight: 500;
  color: var(--ink-400);
  text-decoration: underline;
  text-underline-offset: 3px;
  transition: color 0.15s;
  padding: 5px 8px;
}
.exit-dismiss:hover { color: var(--ink-700); }

@media (max-width: 480px) {
  .exit-modal { padding: 44px 20px 30px; border-radius: 24px; }
  .exit-icon { width: 72px; height: 72px; margin-bottom: 14px; }
  .exit-icon::before { width: 40px; height: 40px; }
  .exit-icon::after { height: 16px; }
  .exit-title { font-size: 1.36rem; }
  .exit-body  { font-size: 0.88rem; }
  .exit-cta   { font-size: 0.95rem; padding: 15px 20px; }
}

@media (max-height: 820px), (max-width: 1366px) and (min-width: 769px) {
  .exit-modal {
    max-width: 470px;
    padding: 40px 34px 30px;
    border-radius: 26px;
  }
  .exit-modal::before {
    width: 140px;
    height: 4px;
  }
  .exit-close {
    top: 14px;
    right: 16px;
    width: 30px;
    height: 30px;
  }
  .exit-icon {
    width: 66px;
    height: 66px;
    margin-bottom: 12px;
  }
  .exit-icon::before {
    width: 38px;
    height: 38px;
    border-width: 2.5px;
  }
  .exit-icon::after {
    height: 15px;
    width: 2.5px;
  }
  .exit-badge {
    padding: 5px 14px;
    margin-bottom: 13px;
  }
  .exit-title {
    font-size: 1.42rem;
    margin-bottom: 9px;
  }
  .exit-body {
    font-size: 0.92rem;
    line-height: 1.55;
    margin-bottom: 17px;
  }
  .exit-trust-row {
    margin-bottom: 20px;
    gap: 6px;
  }
  .exit-trust-item {
    font-size: 0.72rem;
    padding: 6px 9px;
  }
  .exit-cta {
    font-size: 0.98rem;
    padding: 15px 20px;
    border-radius: 14px;
    margin-bottom: 12px;
  }
}