Borrow $100 - $5,000 Over 2 - 24 Months Today
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*APR Rates Can Range From 5.99% to 35.99% For Qualified Customers

All FICO Scores Welcome

Get 100 Dollar Loans Now Online with Bad Credit

Some days, $100 loan instant can seem insignificant, but on others, it can mean the difference between a comfortable home for you and your family or a night with the lights off.  Let’s face it, there are times when there’s more month than money, and just because you don’t need to borrow a hefty amount of money doesn’t mean that you shouldn’t get just enough to pay for the essentials and get you to your next paycheck! Everyone needs a little help now and then, and whether it’s a sudden expense, an emergency you need to pay for, you’ve come to the right place.

What Are $100 Loans & How Do 100 Loans Work?

A $100 loan is simply a small short-term payday loan you can easily qualify for since it doesn’t require any credit check. Even with a poor credit history, you can apply and quickly get approved.

A $100 loan at Viva Payday Loans is suitable for minor financial emergencies and is typically repaid over 7 to 30 days. It can save you when you’re short of cash and need a small payday advance until your next paycheck. You can pay your 100 dollar loan at the end of the month, usually, on the day you get paid.

Banks and other traditional lending institutions are reluctant to give small-dollar loans. Most prefer to give higher amounts in order to earn more in interest, but what if you don’t need a massive boost? In some states, you can get a small auto title loan, but risking the loss of your car by using it as collateral for $100 makes little sense.

The best way to get 100 dollars now and put money in your pocket almost immediately is to apply for instant payday loans online at Viva Payday Loans.

So, how does it work? It’s easy to make a loan request. All you’ll need to do is complete and submit a short loan application form, and you’ll know whether you qualify in two minutes or less! Once you’re approved, you’ll get connected to your lender directly, and you can discuss with them the loan terms and get answers to any questions you may have.

You’ll not find a faster loan process than the one on offer at Viva Payday Loans. It’s all conducted online, and once you agree to the terms, you’ll have money in your checking account within one business day.

Get 100 Dollars Now

At Viva Payday Loans, we connect you to lenders who don’t conduct hard credit checks. Alternate systems are used that will not impact your credit score. Approval primarily depends on your recent income history and monthly expenditure, which will show whether or not you can repay the loan.

Types of $100 Loans

$100 Loan Instant USA

$100 loans USA are small payday loans designed for everyday Americans who don’t need a massive boost. They’re suitable for minor financial emergencies, sudden expenses, and when you need a little boost to get you through the month.

With $100 loans USA, you repay within a month, usually on the day you get paid. We’ll connect you to lenders who offer the most competitive interest rates in the US, from 5.99% APR to 35.99% APR.

Loans for $100 – 100 dollar loan

Sometimes $100 can be a lifesaver, and through Viva Payday Loans, you can easily apply and get loans for $100. 100-dollar loans can help you when you’re short of cash and need a small cash advance to get you to your next payday.

Our lenders offer repayment periods between 7 to 30 days for 100-dollar loans.

$100 Approval Loans

$100 loans at Viva Payday Loans feature quick approvals. While traditional lenders like banks are reluctant to give small-dollar loans, we’ll connect you to lenders who are more than willing to advance you $100 loans.

With $100 approval loans, you won’t have to worry about the fate of your application. Approval is within minutes, and you can have money in your pocket almost immediately.

$100 Loans For Bad Credit 

You can get $100-loans for bad credit at Viva Payday Loans. We’ll connect to lenders who quickly approve 100-dollar loans for bad credit, depending on your affordability.

All that matters is that you’re eligible and have a steady income to repay the loan. You’ll find it super easy to repay $100 loans for bad credit, and this will help you improve your credit score in no time!

$100 Loan Instant Direct Lenders

When you apply for $100 loan instant through Viva Payday Loans, we’ll directly connect you to the best and most reputable lenders in the US free of charge! Unlike other brokers who charge insane fees, we give you access to a comprehensive panel of $100 loans direct lenders at no extra cost to you.

Simply complete the easy online application form, and you’ll get connected directly to $100 loan direct lenders in a matter of minutes.

$100 Loans For Unemployed

At Viva Payday Loans, we welcome all eligible Americans regardless of their employment status or credit score. Our lenders provide $100 loans for unemployed borrowers provided they have an alternative source of income.

Not being ‘traditionally employed’ should not discourage you from applying for $100 loans. Our lenders accept different forms of income, including disability, allowance, benefits, rental income, freelance earnings, dividends, and many more!

I Need 100 Dollars Now Online

Viva Payday Loans enables you to quickly borrow $100 loans online through an easy online application process. The entire process from application and approval to payout takes place online through a few simple clicks!

You get the ultimate digital convenience of applying for $100 loans online from the comfort of your home. Simply download the Viva Payday Loans app or use our website and follow the simple steps to apply for $100 loans online!

Features of a $100 Loans

Borrow Money Online

Viva Payday Loans gives you the ultimate digital experience in borrowing money. The last thing you want is to spend time looking for a storefront or making calls to work out a loan application.

You can easily and quickly apply for a 100 dollar loan online from the comfort of your home. Fill out the online form, upload required documents, and get approved within minutes.

Instant Payday Loans and Emergency Loans

In addition to a convenient application, you also get a fast payout that can help you when you need it the most. Many lenders at Viva Payday Loans offer same-day payouts. Just to be safe, you should expect to have money in your account within 24 hours.

Interest Rates and Fees

According to the risk of lending to you, lenders at Viva Payday Loans will offer you reasonable interest rates ranging between 5.99% to 35.99% APR (Annual Percentage Rate). Competition among the lenders ensures you get the lowest rates possible.

Other fees may also depend on the lender, including origination fees and early settlement or late payment penalties. Always inquire about any fees and charges before signing a loan agreement or applying; it’s within your rights!

Repayment Schedule

Most lenders at Viva Payday Loans offer repayment periods between 7 and 30 days for $100 payday loans. You can work with the lender to establish a suitable schedule and have the repayments deducted automatically weekly, biweekly, or monthly depending on when you get paid.

Trusted Lenders

It’s vital to only take loans from reputable lenders to avoid risks and charges that can catch you off-guard.  All lenders at Viva Payday Loans are reliable, respected, and transparent. They’re open about their fees, charges, and terms of service, and you can easily find their contacts on their websites.

Best of all is they always deliver on time, and you can perform your due diligence by checking their reviews online from other customers. Make sure that your lender makes their contact details readily available. Transparency is key!

Examples of $100 Payday Loans When You Apply for a Personal Loan

Lender Loans Loan Term Interest
LendUp $100 – $500 30 days 30.00 – 180.00%
Greenday Online $100 – $5,000 24 months Case by case

Advantages and Disadvantages of Getting 100 Dollars Now

Advantages of $100 Loans  Online

Fast Approval 100 Dollar Loan

100 dollar loans are approved very quickly as long as you meet the requirements. They guarantee you fast cash when you need to sort out an emergency. The whole application and approval process at Viva Payday Loans is user-friendly, easy to follow, and will only take minutes!

Poor Credit Scores Welcome for Fast Cash

Say goodbye to loan denials or rejections because of a poor credit score. Lenders at Viva Payday Loans welcome all FICO scores, even the terrible and non-existent. We’ll connect you to the best lenders in the US who are most likely to accept and approve your $100 loan request.

Flexible Repayments

Most lenders will allow you to pay back the $100 loan on your terms. You can collaborate with them to create a suitable repayment schedule. This can be weekly, biweekly, or monthly depending on when you receive your funds.

Disadvantages of $100 Loans When You Borrow Money Online

Expensive to Borrow Money

Taking out a cash loan comes with a higher interest rate and fees, mainly because they’re unsecured. Most borrowers will have poor credit scores, and lenders may charge the maximum limit to mitigate their risks. You should also ask your lender about charges and fees to determine the actual costs of the loan. However, you can borrow 100 dollars Instantly with Viva Payadays.

Eligibility Criteria for $100 Loans

Each lender at Viva Payday Loans will use their own criteria to assess $100 loan applications. However, most of the lenders will basically require that:

  • You’re at least 18 years old.
  • You’re a US citizen, a permanent resident, have a long-term visa, or a valid Social Security number.
  • You have a valid bank account.
  • You have a regular source of income to repay the loan.

Every borrower is considered individually by lenders. Some may offer competitive rates and terms if you have an excellent credit score. In contrast, others may focus on lending to borrowers with poor credit histories. Either way, you’re guaranteed to find a suitable lender at Viva Payday Loans.

Application Process | Borrow 100 Dollars From Viva Payday Loans

You can borrow 100 dollars from Viva Payday Loans in quick, easy steps.

Step 1: Gather Your Documents

All US lenders require you to provide verification documents to confirm your details and information. You’ll need;

  • A government-issued ID (can include passport, driver’s license, or ID card)
  • Proof of income like pay stubs, tax returns, or bank statements
  • Proof of address like a tax or utility bill

Step 2: Fill in Your Details in the Online Application Form

The online application form at is fast and easy to complete. You’ll only be required to provide your personal details, including your full name, email address, zip code, the amount you need, and the repayment period. You’ll also need to provide information on your employment status, financial details, and monthly expenditure.

Step 3: Get Approved and Funded

After completing and submitting the form, you’ll get feedback within minutes! Whether successful or not, you’ll receive a decision on your request. Regardless of credit histories, most borrowers are quickly matched with suitable lenders. Once a lender accepts your application, you’re promptly connected to complete the process.

They may contact you via email or phone to finalize the agreement and ask for the verification documents. Take the opportunity to ask any questions you may have and inquire about fees and charges. Once they send the contract, review it carefully to understand the terms and repayment schedule. If they’re satisfactory, sign and return the agreement to the lender, and that’s it! Now all you’ll have to do is wait to get money in your account within 24 hours.


Can I get 100 dollars now in any state from Viva Payday Loans?

No. Viva Payday Loans does not operate in all US states. Currently, we don’t work in Arkansas, Connecticut, New Hampshire, New York, Montana, South Dakota, Vermont, West Virginia, Indiana, and Minnesota.

Where and when will I receive the $100 loan?

After your loan request is approved, you’ll receive the funds in your bank account within 24 hours. Ensure you provide the correct account details.

How long will I have to repay a $100 payday loan?

Lenders at Viva Payday Loans offer periods between 7 and 30 days to repay $100 loans. However, extended periods are possible depending on the loan amount, so discuss with your lender for a suitable schedule.

When will I know if my $100 loan is approved?

You’ll get a lending decision within two minutes after submitting your application.

Will my credit score be affected by a 100 dollars loan?

No. As long as you make your repayments and pay the loan entirely, your credit score will only improve.

How do I repay my $100 loan?

Making repayments is very convenient for you and the lender. Automatic deductions are made from your account on your payday or on the day you agree with the lender.

How much interest will I pay for a $100 loan?

You’ll be charged interest between 5.99% APR and 35.99% APR, depending on your agreements and factors like your income, assets, and whether the loan is a secured or an unsecured loan.

Do I need a good credit score to qualify for a $100 loan?

No. Many lenders at Viva Payday Loans approve applications from lenders with poor credit scores. What’s most important is that you prove you can afford the loan.

Do I have to be employed to qualify for a $100 loan?

No. As long as you have some kind of income source to repay the loan, then you can get approved.

Will I pay for using Viva Payday Services? 

No. Using Viva Payday services is free of charge. You’ll get connected to ideal lenders without paying for anything.