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Sometimes the thought of credit checks can be quite daunting, particularly if you've already been refused by another lender elsewhere. Fortunately, there are now more lenders available than ever before and no credit check loans are common place in the loans market.
Let's take a closer look at how loans without credit checks work and how you can apply for these simple, accessible loans today.
There are a number of reasons why no credit check loans can be beneficial for borrowers, particularly for those with a less than perfect credit score. There are a number of specialist lenders that work with Viva Payday Loans to provide instant online decisions without focusing solely on your credit score.
Their primary goal is to find out whether the loan you're applying for is affordable, so if you're working full time and have a regular income, these can help to boost your chances of being accepted.
Aside from those applying with bad credit, payday loans no credit check are also great for borrowers who don't wish to leave a search print on their credit file, as well as those who haven't had credit in the past and are struggling to find a suitable traditional loan.
Alternatively, other loans with no credit checks include secured personal loans which offset the risk against vehicles or property, however these are more commonly found when borrowing larger amounts or when an instant online decision isn't required.
For other loans, no credit checks are carried out on you if you're applying for a guarantor loan. These are now more popular than ever before and will allow you to apply for credit with a guarantor who will take on your repayments should you ever be unable to pay.
If you're looking for loans with no credit check then it's important to choose a loan type and lender who satisfies this criteria. The reality is that almost every lender in the country will carry out some form of credit check, but the key is to find lenders which are more flexible when it comes to assessing applications on their own individual merits.
At Viva Payday Loans, we'll help you to compare hundreds of different loans no credit checks so that you can quickly and easily compare the country's leading lenders all in one place. Simply let us know how much you'd like to borrow and the length of time you'd like to repay it over and we'll do the legwork on your behalf.
It takes just a few minutes to apply online and receive and online decision. If accepted, you could receive funds in as little as 24 hours with some providers offering same day transfers as part of their service.
So what are you waiting for? Get a free, personalised payday loan comparison with Viva Payday Loans and find a great rate on your next finance agreement today.